2024 Best Pet Insurance for Poodle (Toy)

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Poodle (Toy) below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as entropion, mitral valve disease, and corneal dystrophy, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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Poodles are extremely intelligent dogs. They have strong personalities and learn things quickly and consider themselves to be an important member of the family. If they believe they are being left out of family events, they will become legitimately irritated.

Poodles are so intelligent that they can learn to play more complex games like hide and seek in a matter of minutes. Poodles, on the other hand, can exhibit stress behaviors associated with separation anxiety. If you leave them alone for too long or don't give them the attention they need, they can become passive aggressive and do things you don't like

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Entropion $300-$1,500
Mitral Valve Disease $500-$2,000
Corneal Dystrophy $300-$3,000
Addison's Disease $1,000-$5,000
Optic Nerve Hypoplasia $100-$300
Sebaceous Adenitis $200-$600

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Poodle (Toy) Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Poodle (Toy) policies can be more costly than mixed breed policies since Poodle (Toy) are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

Because of their non-shedding coats, miniature poodles are generally a good choice for allergy sufferers. However, just because it doesn't shed doesn't imply it's a low-maintenance coat. Brush your mini on a daily basis to avoid matting. Miniature poodles require regular grooming treatments, even if they're given a simple one-length-all-over sporting clip.

Poodles do not have any dietary restrictions. Just make sure they're eating a balanced diet of high-quality dog food and have access to plenty of fresh, clean water.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free