2024 Best Pet Insurance for Ragdoll

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Ragdoll below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as bladder stones and heart problems, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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Ragdoll cats learn quickly and can pick up tricks as well as pleasant habits like scratching on a scratching post when given positive reinforcement.

The Ragdoll cat is a perfect companion for almost everyone. They adore their human families, including youngsters, and get along well with other pets. They are intelligent, gentle, and extremely affectionate. These sweet cats adore and desire human attention, but they're not pushy. Ragdolls are ideal companion pets because they are incredibly loyal and devoted to their owners.

Ragdolls are well-behaved and simple to live with. A Ragdoll will usually be found on your sofa or bed, but not much higher. He would rather be on the same level as his friends than on the highest point in the room.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Bladder stones $400-$2,500
Heart problems $500-$3,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Ragdoll Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Ragdoll policies can be more costly than mixed breed policies since Ragdoll are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

Let ragdoll light up your day

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Care & Sanitary

The grooming requirements of the ragdoll are straightforward. These are clean animals that take care of the most of their own needs, but they may require bathing from time to time. It's time to put her in the tub when her coat becomes greasy and stringy.

Other routine pet care, such as nail clipping and ear cleaning, will be required for your ragdoll.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free