2024 Best Pet Insurance for Russian Blue

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Russian Blue below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as bacterial and viral infections, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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Russian blues are affectionate and devoted cats who enjoy following their owners around and greeting them at the entrance. These cats can be wary and hesitant initially, but they become incredibly affectionate after getting to know a new person. Russian blues become energetic, affectionate pets when they feel confident and at ease in their new surroundings.

They get along well with children and other animals, including other cats and the family dog, and are calm and non-clingy despite their friendly disposition. However, while these sensitive lapcats like being with their owners, they can get uneasy or withdraw when they are among others.


This breed is brilliant, self-reliant, active, and energetic. Russian blues enjoy playing, but as they grow older, they become more relaxed.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Bacterial and viral infections $200-$2,500

Average Size and Life Expectancy

7-12Pounds
9-11Inches
15-20Years

Average Pet Insurance Cost and Why Your Russian Blue Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Russian Blue policies can be more costly than mixed breed policies since Russian Blue are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

Care & Sanitary

The Russian blue's grooming requirements are pretty low-maintenance. These cats need a weekly brushing and a few baths to get rid of loose hairs and keep shedding to a minimum. Nail trimming and eye and ear cleaning should all be done regularly. Feed your Russian blue high-quality cat food and keep track of how much he eats to avoid obesity, which is a problem for this breed.


Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.

References

Find the best and cheapest pet insurance

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