Overview of Auto Insurance in Bakersfield

As the 9th largest city in California, Bakersfield residents have a lot of insurance companies to choose from. With over 373,000 people living in Bakersfield, auto accidents are bound to happen. With a highly educated population, a lot of residents in Bakersfield can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Bakersfield won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Bakersfield, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Bakersfield

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,694
AAA $3,018
Alliance United $2,868
Allstate $4,882
Amica Mutual $2,651
Anchor General $6,570
Bankers Standard $2,445
CSE Safeguard $3,016
California Capital $2,106
California Casualty $2,232
Coast National $8,595
Encompass $2,263
Esurance $3,375
Everest National $790
Farmers $6,486
Federal Ins (CHUBB) $4,002
Financial Indemnity $4,855
Geico $2,884
Hartford $4,164
Horace Mann $2,052
Horace Mann Prop and Cas $2,191
IDS $4,234
Infinity $6,038
Kemper $3,383
Liberty Mutual $5,455
MAPFRE $4,674
Mercury $3,368
Metromile $2,710
Metropolitan Direct $2,342
National General/Integon $5,973
Nations Ins. Co. $2,848
Nationwide $4,411
Pacific Property & Casualty $3,402
Permanent General $3,313
Progressive West $3,726
Safeco $3,303
Safeway $4,994
State Farm $4,867
Traveler's Commercial $3,593
USAA $2,336
Progressive $5,338
Viking $6,611
Wawanesa $2,034
Western General $4,183

As you can see, the prices vary quite a lot in Bakersfield. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Bakersfield Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Bakersfield.

Agent
Address
Phone
218 S H St Ste 103, Bakersfield, CA 93304
661-396-3660
4200 Easton Dr Ste 1, Bakersfield, CA 93309
661-327-3486
2500 New Stine Rd Ste 101, Bakersfield, CA 93309
661-836-1136
1310 Chamberlain Ave Suite A, Bakersfield, CA 93305
661-270-2500
CAI Auto Insurance
209-492-9999
2641 Fashion Plaza, Bakersfield, CA 93306
661-735-1004
1910 E California Ave suite w, Bakersfield, CA 93307
661-363-0645
4903 Calloway Dr Ste 103, Bakersfield, CA 93312
661-633-9900
4437 Ming Ave, Bakersfield, CA 93309
661-397-3300
2720 Calloway Dr Suite E, Bakersfield, CA 93312
661-431-1780
5060 California Ave #410, Bakersfield, CA 93309
661-327-8621
5330 Office Center Ct #32, Bakersfield, CA 93309
661-873-4780
Olivia's Auto Insurance
2401 S Chester Ave, Bakersfield, CA 93304
661-847-9413
3401 Pacheco Rd #1, Bakersfield, CA 93313
661-800-6045
Premier Insurance Services
661-397-9800
2619 Encina St, Bakersfield, CA 93301
661-459-3617
4208 Rosedale Hwy #202, Bakersfield, CA 93308
661-324-8700
2100 F St # 200, Bakersfield, CA 93301
661-327-9731

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.