Overview of Auto Insurance in El Cajon

With over 103,000 people living in El Cajon, auto accidents are bound to happen. With a highly educated population, a lot of residents in El Cajon can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in El Cajon won't have to worry about poor credit history when shopping for insurance.

For a male driver living in El Cajon, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in El Cajon

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,476
AAA $3,002
Alliance United $2,809
Allstate $4,619
Amica Mutual $2,365
Anchor General $5,786
Bankers Standard $2,349
CSE Safeguard $3,147
California Capital $2,460
California Casualty $1,894
Coast National $8,354
Encompass $2,504
Esurance $2,923
Everest National $765
Farmers $6,189
Federal Ins (CHUBB) $3,568
Financial Indemnity $4,719
Geico $2,487
Hartford $3,807
Horace Mann $1,846
Horace Mann Prop and Cas $1,968
IDS $2,702
Infinity $6,657
Kemper $3,549
Liberty Mutual $4,584
MAPFRE $4,762
Mercury $3,552
Metromile $2,758
Metropolitan Direct $2,358
National General/Integon $5,529
Nations Ins. Co. $3,587
Nationwide $4,484
Pacific Property & Casualty $3,370
Permanent General $3,384
Progressive West $3,882
Safeco $3,477
Safeway $4,500
State Farm $4,419
Traveler's Commercial $3,625
USAA $2,290
Progressive $4,872
Viking $8,025
Wawanesa $1,937
Western General $4,175

As you can see, the prices vary quite a lot in El Cajon. If you're wondering what's the best option for you, click here to get free insurance quotes today.

El Cajon Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in El Cajon.

Agent
Address
Phone
2333 Fletcher Pkwy, El Cajon, CA 92020
800-701-5909
535 Broadway Ste 207, El Cajon, CA 92021
619-441-8080
767 Arnele Ave, El Cajon, CA 92020
619-328-5698
Auto Insurance El Cajon
888-382-9695
1083 Broadway, El Cajon, CA 92021
619-442-4006
1174 Broadway #104, El Cajon, CA 92021
619-447-3200
6030 Santo Rd h, San Diego, CA 92124
619-354-7544
743 Arnele Ave, El Cajon, CA 92020
619-593-3400
680 Fletcher Pkwy #205, El Cajon, CA 92020
619-593-3234
Farmers Insurance
619-590-0022
535 Broadway #102, El Cajon, CA 92021
619-442-0510
Justin Jones Insurance Agency
338 W Lexington Ave, El Cajon, CA 92020
619-590-1572
2295 Fletcher Pkwy #100, El Cajon, CA 92020
619-797-1440
1297 W Main St Ste C, El Cajon, CA 92020
619-588-1000
2676 Navajo Rd, El Cajon, CA 92020
619-461-8375
275 E Douglas Ave Ste 101, El Cajon, CA 92020
619-579-2263
1258 Broadway, El Cajon, CA 92021
619-442-2129
1241 E Main St, El Cajon, CA 92021
619-590-5300
1161 E Main St #201, El Cajon, CA 92021
619-440-3708

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

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