Overview of Auto Insurance in Half Moon Bay

Half Moon Bay is a coastal city in San Mateo County, California, United States. Its population was 11,324 as of the 2010 census. Immediately at the north of Half Moon Bay is the Pillar Point Harbor and the unincorporated community of Princeton-by-the-Sea. The urban area had a population of 20,713 at the same census.

For a male driver living in Half Moon Bay, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Half Moon Bay

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,864.75
AAA $3,187.35
Alliance United $3,369.33
Allstate $5,060.15
Amica Mutual $2,779.32
Anchor General $6,119.67
Bankers Standard $2,576.96
CSE Safeguard $3,327.0
California Capital $2,695.39
California Casualty $2,368.09
Coast National $8,749.73
Encompass $3,147.59
Esurance $3,400.03
Everest National $921.76
Farmers $6,812.53
Federal Ins (CHUBB) $4,297.85
Financial Indemnity $5,227.44
Government Employees Ins Co $2,717.29
Hartford $4,307.18
Horace Mann $1,976.6
Horace Mann Prop and Cas $2,106.28
IDS $3,843.23
Infinity $6,821.1
Kemper $3,874.26
Liberty Mutual $5,415.87
MAPFRE $4,424.47
Mercury $3,446.76
Metromile $3,124.11
Metropolitan Direct $2,617.36
National General/Integon $6,555.0
Nations Ins. Co. $3,801.59
Nationwide $4,714.78
Pacific Property & Casualty $3,330.46
Permanent General $3,914.32
Progressive West $3,854.22
Safeco $3,466.31
Safeway $4,990.68
State Farm $4,678.03
Traveler's Commercial $3,784.16
USAA $2,305.38
United Financial Cas (Progressive) $4,955.01
Viking $9,644.85
Wawanesa $2,047.75
Western General $4,901.8
CSAA Insurance Exchange $3,182.71

As you can see, the prices vary quite a lot in Half Moon Bay. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Half Moon Bay Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Half Moon Bay.

Agent
Address
Phone
785 Main St, Half Moon Bay, CA 94019
650-600-9726
2090 Touraine Ln, Half Moon Bay, CA 94019
650-726-4123
435 Johnston St, Half Moon Bay, CA 94019
650-726-4818
2064, 100 Seymour St, Half Moon Bay, CA 94019
650-726-4496
543 Main St, Half Moon Bay, CA 94019
650-726-8400
763 Polhemus Rd, Fl 2, San Mateo, CA 94402
650-726-1108
Rodondi & Associates Insurance
790 Main St, Half Moon Bay, CA 94019
415-467-3605
720 Kelly St, Half Moon Bay, CA 94019
650-726-6328

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Auto Insurance for All cities in California

We also generated a report for all cities in California.