Overview of Auto Insurance in Lancaster

With over 161,000 people living in Lancaster, auto accidents are bound to happen. With a highly educated population, a lot of residents in Lancaster can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Lancaster won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Lancaster, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Lancaster

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $4,068
AAA $3,278
Alliance United $3,700
Allstate $5,195
Amica Mutual $3,154
Anchor General $6,404
Bankers Standard $2,811
CSE Safeguard $3,130
California Capital $2,684
California Casualty $2,349
Coast National $11,161
Encompass $3,432
Esurance $3,715
Everest National $1,016
Farmers $7,843
Federal Ins (CHUBB) $4,052
Financial Indemnity $5,882
Geico $2,831
Hartford $4,465
Horace Mann $2,045
Horace Mann Prop and Cas $2,170
IDS $3,538
Infinity $6,779
Kemper $3,931
Liberty Mutual $5,757
MAPFRE $4,777
Mercury $3,510
Metromile $3,445
Metropolitan Direct $2,886
National General/Integon $5,936
Nations Ins. Co. $4,055
Nationwide $4,765
Pacific Property & Casualty $3,430
Permanent General $4,149
Progressive West $3,894
Safeco $3,627
Safeway $5,398
State Farm $5,290
Traveler's Commercial $3,972
USAA $2,419
Progressive $5,270
Viking $13,194
Wawanesa $2,308
Western General $6,051

As you can see, the prices vary quite a lot in Lancaster. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Lancaster Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Lancaster.

Agent
Address
Phone
1234 Commerce Center Dr, Lancaster, CA 93534
661-948-7661
Agency One Insurance Services Inc-Cheap Auto, Home, Car Insurance in Lancaster Ca
661-723-0404
1844 E Avenue J, Lancaster, CA 93535
661-949-0180
43642 10th St W, Lancaster, CA 93534
661-726-9197
1148 W Ave I, Lancaster, CA 93534
661-723-0903
701 W Lancaster Blvd, Lancaster, CA 93534
661-945-2696
2815 W Ave L, Lancaster, CA 93536
661-718-2203
701 W Lancaster Blvd, Lancaster, CA 93534
661-728-1455
44215 20th St W, Lancaster, CA 93534
661-874-1600
44309 Lowtree Ave, Lancaster, CA 93534
661-946-4224
616 E Ave K #105, Lancaster, CA 93535
661-268-4464
43458 10th St W Ste 102, Lancaster, CA 93534
661-728-1660
1007 E Avenue J Suite 101, Lancaster, CA 93535
661-723-0333
902 W Lancaster Blvd, Lancaster, CA 93534
661-942-6868
42220 10th St W #107, Lancaster, CA 93534
661-726-1337
44337 Challenger Way, Lancaster, CA 93535
661-940-1588
1128 W Ave K, Lancaster, CA 93534
661-466-1206
4525 W Ave L, Quartz Hill, CA 93536
661-942-1101
1805 W Ave K #117, Lancaster, CA 93534
661-945-2391
44744 10th St W, Lancaster, CA 93534
661-949-0330

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.