Overview of Auto Insurance in Los Angeles

As the largest city in California, Los Angeles residents have a lot of insurance companies to choose from. With over 3,971,000 people living in Los Angeles, auto accidents are bound to happen. With a highly educated population, a lot of residents in Los Angeles can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. Occidental Petroleum, Farmers Insurance Exchange, Reliance Steel & Aluminum, CBRE Group, AECOM) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Los Angeles won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Los Angeles, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Los Angeles

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $4,216
AAA $4,315
Alliance United $3,622
Allstate $6,615
Amica Mutual $3,428
Anchor General $6,963
Bankers Standard $3,086
CSE Safeguard $4,432
California Capital $3,046
California Casualty $2,960
Coast National $10,740
Encompass $3,972
Esurance $4,255
Everest National $981
Farmers $8,474
Federal Ins (CHUBB) $5,598
Financial Indemnity $6,340
Geico $3,207
Hartford $5,050
Horace Mann $2,323
Horace Mann Prop and Cas $2,457
IDS $4,136
Infinity $7,791
Kemper $5,422
Liberty Mutual $7,129
MAPFRE $5,785
Mercury $3,964
Metromile $3,531
Metropolitan Direct $3,080
National General/Integon $7,525
Nations Ins. Co. $4,541
Nationwide $6,387
Pacific Property & Casualty $3,942
Permanent General $4,014
Progressive West $4,720
Safeco $4,140
Safeway $5,418
State Farm $5,246
Traveler's Commercial $4,763
USAA $2,767
Progressive $5,864
Viking $15,376
Wawanesa $2,206
Western General $4,957

As you can see, the prices vary quite a lot in Los Angeles. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Los Angeles Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Los Angeles.

Agent
Address
Phone
2730 Griffith Park Blvd, Los Angeles, CA 90027
323-913-9999
1727 N Vermont Ave Ste 207, Los Angeles, CA 90027
323-663-8541
1850 E 1st St, Los Angeles, CA 90033
323-306-0101
Los Angeles, CA 90036
323-651-4775
1544 Glendale Blvd, Los Angeles, CA 90026
213-201-3333
3400 Ben Lomond Pl, Los Angeles, CA 90027
213-453-1268
3250 W SLAUSON AVE LOS ANGELES, CA 90043
323-299-9400
5857 S Central Ave #150, Los Angeles, CA 90001
323-231-3800
11900 W Olympic Blvd #475, Los Angeles, CA 90064
800-966-6830
6404 Wilshire Blvd #1111, Los Angeles, CA 90048
323-782-0777
2861 S Robertson Blvd, Los Angeles, CA 90034
310-280-0946
7113 1/2 Sunset Blvd, Los Angeles, CA 90046
323-303-3728
Mona's Auto Insurance
323-274-2230
5757 W Century Blvd #700, Los Angeles, CA 90045
310-348-9936
1458 S Robertson Blvd, Los Angeles, CA 90035
310-273-3913
4524 Sherman Oaks Ave, Sherman Oaks, CA 91403
310-820-5200
1375 Sunset Blvd, Los Angeles, CA 90026
213-202-2800

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.