Overview of Auto Insurance in Morgan Hill

Morgan Hill is a city in Santa Clara County, California, at the southern tip of Silicon Valley, in the San Francisco Bay Area. Morgan Hill is primarily an affluent residential community for Silicon Valley, as well as the seat of several high-tech companies, including Anritsu, Flex, Velodyne LiDAR, and TenCate. Morgan Hill is a prominent dining, entertainment, and recreational destination in Silicon Valley, owing to its Michelin-star chefs, luxury hospitality, wineries, nature parks, and the numerous noteworthy events the city hosts, such as the Tour of California. According to Forbes, Morgan Hill is one of the most expensive places to live in the United States. Business Insider ranked Morgan Hill as the 17th most expensive housing market in the United States, owing to its concentration of wealth and restrictive growth policies.

For a male driver living in Morgan Hill, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Morgan Hill

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,864.75
AAA $3,187.35
Alliance United $3,369.33
Allstate $5,060.15
Amica Mutual $2,779.32
Anchor General $6,119.67
Bankers Standard $2,576.96
CSE Safeguard $3,327.0
California Capital $2,695.39
California Casualty $2,368.09
Coast National $8,749.73
Encompass $3,147.59
Esurance $3,400.03
Everest National $921.76
Farmers $6,812.53
Federal Ins (CHUBB) $4,297.85
Financial Indemnity $5,227.44
Government Employees Ins Co $2,717.29
Hartford $4,307.18
Horace Mann $1,976.6
Horace Mann Prop and Cas $2,106.28
IDS $3,843.23
Infinity $6,821.1
Kemper $3,874.26
Liberty Mutual $5,415.87
MAPFRE $4,424.47
Mercury $3,446.76
Metromile $3,124.11
Metropolitan Direct $2,617.36
National General/Integon $6,555.0
Nations Ins. Co. $3,801.59
Nationwide $4,714.78
Pacific Property & Casualty $3,330.46
Permanent General $3,914.32
Progressive West $3,854.22
Safeco $3,466.31
Safeway $4,990.68
State Farm $4,678.03
Traveler's Commercial $3,784.16
USAA $2,305.38
United Financial Cas (Progressive) $4,955.01
Viking $9,644.85
Wawanesa $2,047.75
Western General $4,901.8
CSAA Insurance Exchange $3,182.71

As you can see, the prices vary quite a lot in Morgan Hill. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Morgan Hill Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Morgan Hill.

284 Digital Dr, Morgan Hill, CA 95037
105 W Main Ave, Morgan Hill, CA 95037
17200 Monterey Rd Ste A, Morgan Hill, CA 95037
17705 Hale Ave Ste 5, Morgan Hill, CA 95037
605 Tennant Ave c, Morgan Hill, CA 95037
330 Tennant Ave, Morgan Hill, CA 95037
35 W Main Ave, Morgan Hill, CA 95037
16433 Monterey Rd Ste 160, Morgan Hill, CA 95037
11 W 1st St, Morgan Hill, CA 95037
50 W Main Ave Ste A, Morgan Hill, CA 95037
17680 Monterey Rd, Morgan Hill, CA 95037
17415 Monterey Rd #200, Morgan Hill, CA 95037
1295 E Dunne Ave Ste 225, Morgan Hill, CA 95037
16360 Monterey Rd #190, Morgan Hill, CA 95037
60 W Main Ave #11a, Morgan Hill, CA 95037
15005 Concord Cir #110, Morgan Hill, CA 95037
15 W 5th St, Morgan Hill, CA 95037
275 Tennant Ave, Morgan Hill, CA 95037
16275 Monterey Rd, Morgan Hill, CA 95037

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Auto Insurance for All cities in California

We also generated a report for all cities in California.