Overview of Auto Insurance in Morro Bay

For a male driver living in Morro Bay, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Morro Bay

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,864.75
AAA $3,187.35
Alliance United $3,369.33
Allstate $5,060.15
Amica Mutual $2,779.32
Anchor General $6,119.67
Bankers Standard $2,576.96
CSE Safeguard $3,327.0
California Capital $2,695.39
California Casualty $2,368.09
Coast National $8,749.73
Encompass $3,147.59
Esurance $3,400.03
Everest National $921.76
Farmers $6,812.53
Federal Ins (CHUBB) $4,297.85
Financial Indemnity $5,227.44
Government Employees Ins Co $2,717.29
Hartford $4,307.18
Horace Mann $1,976.6
Horace Mann Prop and Cas $2,106.28
IDS $3,843.23
Infinity $6,821.1
Kemper $3,874.26
Liberty Mutual $5,415.87
MAPFRE $4,424.47
Mercury $3,446.76
Metromile $3,124.11
Metropolitan Direct $2,617.36
National General/Integon $6,555.0
Nations Ins. Co. $3,801.59
Nationwide $4,714.78
Pacific Property & Casualty $3,330.46
Permanent General $3,914.32
Progressive West $3,854.22
Safeco $3,466.31
Safeway $4,990.68
State Farm $4,678.03
Traveler's Commercial $3,784.16
USAA $2,305.38
United Financial Cas (Progressive) $4,955.01
Viking $9,644.85
Wawanesa $2,047.75
Western General $4,901.8
CSAA Insurance Exchange $3,182.71

As you can see, the prices vary quite a lot in Morro Bay. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Morro Bay Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Morro Bay.

Agent
Address
Phone
2190 9th St A, Los Osos, CA 93402
805-528-3118
Engle and Associates Insurance Brokers
805-772-1201
750 Morro Bay Blvd, Morro Bay, CA 93442
805-772-7343
1068 Los Osos Valley Rd, Los Osos, CA 93402
805-528-3118
780 Monterey Ave # A, Morro Bay, CA 93442
805-771-1920
First American Title 601 Morro Bay Blvd. Suite A Morro Bay, CA 93442
805-772-2773
2084 9th St, Los Osos, CA 93402
805-528-4739
783 Quintana Rd #2, Morro Bay, CA 93442
805-772-7363
800 Quintana Rd #1a, Morro Bay, CA 93442
805-214-6791
1398 Los Osos Valley Rd a, Los Osos, CA 93402
805-528-8700
Morro Bay Health Insurance Solutions
630 Quintana Rd #172, Morro Bay, CA 93442
805-235-0913
545 Main Street, #B1. Morro Bay, CA 93442
805-772-2044

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Auto Insurance for All cities in California

We also generated a report for all cities in California.