Overview of Auto Insurance in Ontario

With over 171,000 people living in Ontario, auto accidents are bound to happen. With a highly educated population, a lot of residents in Ontario can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Ontario won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Ontario, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Ontario

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,992
AAA $3,098
Alliance United $2,766
Allstate $5,569
Amica Mutual $2,877
Anchor General $6,329
Bankers Standard $2,897
CSE Safeguard $3,222
California Capital $2,870
California Casualty $2,566
Coast National $8,608
Encompass $3,280
Esurance $3,547
Everest National $757
Farmers $7,313
Federal Ins (CHUBB) $4,943
Financial Indemnity $4,758
Geico $2,643
Hartford $4,900
Horace Mann $1,921
Horace Mann Prop and Cas $2,050
IDS $2,946
Infinity $5,416
Kemper $4,376
Liberty Mutual $5,065
MAPFRE $4,719
Mercury $3,196
Metromile $3,251
Metropolitan Direct $2,668
National General/Integon $6,484
Nations Ins. Co. $3,791
Nationwide $4,577
Pacific Property & Casualty $3,302
Permanent General $3,487
Progressive West $3,848
Safeco $3,383
Safeway $5,034
State Farm $5,240
Traveler's Commercial $3,926
USAA $2,187
Progressive $5,038
Viking $11,809
Wawanesa $1,960
Western General $5,196

As you can see, the prices vary quite a lot in Ontario. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Ontario Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Ontario.

Agent
Address
Phone
1119 S Milliken Ave Ste C, Ontario, CA 91761
909-218-7024
2419 S Grove Ave, Ontario, CA 91761
909-923-0866
9121 Haven Ave #100, Rancho Cucamonga, CA 91730
909-944-4866
3200 E Guasti Rd #100, Ontario, CA 91761
951-272-1500
1630 E 4th St # D, Ontario, CA 91764
909-591-6936
815 W Holt Blvd #404, Ontario, CA 91762
909-218-8631
3055 S Archibald Ave Ste A, Ontario, CA 91761
909-947-8881
2553 S Euclid Ave, Ontario, CA 91762
909-391-2400
1128 W Mission Blvd Ste C, Ontario, CA 91762
909-983-2017
1233 E 4th St, Ontario, CA 91764
909-986-8223
2213 S Mountain Ave, Ontario, CA 91762
909-458-0432
1937 E 4th St, Ontario, CA 91764
909-545-6801
3258 N Garey Ave, Pomona, CA 91767
909-984-4140
951 N Haven Ave, Ontario, CA 91764
909-291-4155
2511 S Euclid Ave, Ontario, CA 91762
909-983-0572
3281 E Guasti Rd, Ontario, CA 91761
909-605-1144
1925 E 4th St, Ontario, CA 91764
909-581-1242
211 W B St, Ontario, CA 91762
909-986-3218
941 W Mission Blvd J, Ontario, CA 91762
909-986-2550

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.