Overview of Auto Insurance in Palo Alto
As the birth place of Silicon Valley, Palo Alto is one of the most affluent cities in the country. Because of the high concentration of luxury cars on the road, it is important to get adequate auto insurance coverages. Palo Alto's residents are among the most educated in the US. A lot of them can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. HP) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts.
For a male driver living in Palo Alto, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.
Average Auto Insurance Premiums in Palo Alto
Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.
|CSAA Insurance Exchange||$3,761|
|Federal Ins (CHUBB)||$3,919|
|Horace Mann Prop and Cas||$1,907|
|Nations Ins. Co.||$3,621|
|Pacific Property & Casualty||$3,206|
As you can see, the prices vary quite a lot in Palo Alto. If you're wondering what's the best option for you, click here to get free insurance quotes today.
Palo Alto Local Agents
If you would like to call agents for insurance quotes, below is a list of local agents in Palo Alto.
Factors used to determine Auto insurance premium
- Driving records
- Annual mileage
- Education background
- Bundling of multi cars
- Bundling of auto and home policies
- Features of the car (e.g. anti-theft devices)
Curious about Auto insurance in neighboring cities?
- Menlo Park
- Los Altos Hills
- Mountain View
- Redwood City
- Foster City
- Santa Clara
Auto Insurance for All cities in California
We also generated a report for all cities in California.