Overview of Auto Insurance in Palo Alto

As the birth place of Silicon Valley, Palo Alto is one of the most affluent cities in the country. Because of the high concentration of luxury cars on the road, it is important to get adequate auto insurance coverages. Palo Alto's residents are among the most educated in the US. A lot of them can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. HP) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts.

For a male driver living in Palo Alto, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Palo Alto

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

As you can see, the prices vary quite a lot in Palo Alto. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Palo Alto Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Palo Alto.

65 El Camino Real, Menlo Park, CA 94025
4898 El Camino Real Ste 101, Los Altos, CA 94022
467 Hamilton Ave Ste 24, Palo Alto, CA 94301
199 1st St Ste 328, Los Altos, CA 94022
2483 Old Middlefield Way Ste 204, Mountain View, CA 94043
3968 Middlefield Rd, Palo Alto, CA 94303
467 Hamilton Ave #11, Palo Alto, CA 94301
1731 Embarcadero Rd Ste 212, Palo Alto, CA 94303
459 Hamilton Ave #204, Palo Alto, CA 94301
999 Commercial St Ste 104, Palo Alto, CA 94303
948 Industrial Ave, Palo Alto, CA 94303
1460 O'Brien Dr, Menlo Park, CA 94025
630 Cowper St, Palo Alto, CA 94301
460 California Ave Suite #203, Palo Alto, CA 94306
4546 El Camino Real, Ste B4, Los Altos, CA 94022
4546 El Camino Real, Ste B4, Los Altos, CA 94022
Landeck Insurance Service Farmers Agency
1731 Embarcadero Rd #212, Palo Alto, CA 94303
4083 Transport St, Palo Alto, CA 94303
5050 W El Camino Real #114, Mountain View, CA 94040
5150 El Camino, Suite B31, Los Altos, CA 94022

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.