Overview of Auto Insurance in Pismo Beach

Pismo Beach (Obispeño: pismuʔ, “Tar” ) is a city in San Luis Obispo County, in the Central Coast area of California, United States. The estimated population was 7,931 in 2014, up from 7,655 in the 2010 census. It is part of the Five Cities Area, a cluster of cities in that area of San Luis Obispo County. The "Five Cities" is actually only three cities; Grover Beach, Pismo Beach, and Arroyo Grande. Oceano is a Community Service District and Shell Beach is part of Pismo Beach. (The portion of Arroyo Grande that is west of US 101, was originally a separate town called "Fair Oaks" and may have been counted in the original "Five Cities".)

For a male driver living in Pismo Beach, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Pismo Beach

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,864.75
AAA $3,187.35
Alliance United $3,369.33
Allstate $5,060.15
Amica Mutual $2,779.32
Anchor General $6,119.67
Bankers Standard $2,576.96
CSE Safeguard $3,327.0
California Capital $2,695.39
California Casualty $2,368.09
Coast National $8,749.73
Encompass $3,147.59
Esurance $3,400.03
Everest National $921.76
Farmers $6,812.53
Federal Ins (CHUBB) $4,297.85
Financial Indemnity $5,227.44
Government Employees Ins Co $2,717.29
Hartford $4,307.18
Horace Mann $1,976.6
Horace Mann Prop and Cas $2,106.28
IDS $3,843.23
Infinity $6,821.1
Kemper $3,874.26
Liberty Mutual $5,415.87
MAPFRE $4,424.47
Mercury $3,446.76
Metromile $3,124.11
Metropolitan Direct $2,617.36
National General/Integon $6,555.0
Nations Ins. Co. $3,801.59
Nationwide $4,714.78
Pacific Property & Casualty $3,330.46
Permanent General $3,914.32
Progressive West $3,854.22
Safeco $3,466.31
Safeway $4,990.68
State Farm $4,678.03
Traveler's Commercial $3,784.16
USAA $2,305.38
United Financial Cas (Progressive) $4,955.01
Viking $9,644.85
Wawanesa $2,047.75
Western General $4,901.8
CSAA Insurance Exchange $3,182.71

As you can see, the prices vary quite a lot in Pismo Beach. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Pismo Beach Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Pismo Beach.

1512 Branch St, Grover Beach, CA 93433
120 Nelson St, Arroyo Grande, CA 93420
705 E Grand Ave, Arroyo Grande, CA 93420
Arroyo Grande Insurance Agency
1524 W Branch St, Arroyo Grande, CA 93420
Central Pacific Insurance Services
480 W Grand Ave A, Grover Beach, CA 93433
1303 E Grand Ave #111, Arroyo Grande, CA 93420
310 James Way #150, Pismo Beach, CA 93449
1750 El Camino Real, Grover Beach, CA 93433
6680 Bay Laurel Pl, Avila Beach, CA 93424
Gentry Insurance Inc
1390 Price St, Pismo Beach, CA 93449
1538 W Branch St, Arroyo Grande, CA 93420
Mackey & Mackey Insurance
Osty Insurance Agency
1123 W Grand Ave SUIT B, Grover Beach, CA 93433
1174 E Grand Ave, Arroyo Grande, CA 93420
340 James Way Ste 230, Pismo Beach, CA 93449
901 W Grand Ave, Grover Beach, CA 93433
122 N 16th Street Grover Beach, CA 93433

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Auto Insurance for All cities in California

We also generated a report for all cities in California.