Overview of Auto Insurance in Sacramento

As the 6th largest city in California, Sacramento residents have a lot of insurance companies to choose from. With over 490,000 people living in Sacramento, auto accidents are bound to happen. With a highly educated population, a lot of residents in Sacramento can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Sacramento won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Sacramento, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Sacramento

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $4,166
AAA $3,923
Alliance United $4,122
Allstate $5,364
Amica Mutual $3,080
Anchor General $5,934
Bankers Standard $2,972
CSAA Insurance Exchange $3,680
CSE Safeguard $3,738
California Capital $3,238
California Casualty $2,573
Coast National $11,220
Encompass $3,069
Esurance $3,849
Everest National $1,117
Farmers $7,649
Federal Ins (CHUBB) $4,466
Financial Indemnity $5,045
Geico $2,560
Hartford $4,555
Horace Mann $1,901
Horace Mann Prop and Cas $2,019
IDS $3,422
Infinity $7,037
Kemper $4,363
Liberty Mutual $6,171
MAPFRE $4,702
Mercury $3,710
Metromile $3,310
Metropolitan Direct $2,844
National General/Integon $8,099
Nations Ins. Co. $3,650
Nationwide $4,828
Pacific Property & Casualty $3,512
Permanent General $4,561
Progressive West $4,042
Safeco $3,881
Safeway $5,386
State Farm $4,802
Traveler's Commercial $3,967
USAA $2,365
Progressive $4,458
Viking $10,032
Wawanesa $2,164
Western General $6,104

As you can see, the prices vary quite a lot in Sacramento. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Sacramento Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Sacramento.

Agent
Address
Phone
AIS | Auto Insurance Specialists | Sacramento
916-979-7350
900 Jefferson Blvd Ste 110, West Sacramento, CA 95691
916-374-1600
Bates Insurance Agency - Auto, Car Insurances in Sacramento CA Homeowners Insurance, Home Insurance
916-443-1320
779 Ikea Ct, West Sacramento, CA 95605
888-659-1854
7210 Greenhaven Dr a, Sacramento, CA 95831
916-419-8228
Cost-U-Less Insurance Center
916-604-8416
2021 P St, Sacramento, CA 95811
916-313-6100
5219 Fruitridge Rd, Sacramento, CA 95820
916-745-8410
813 F St, Sacramento, CA 95814
916-387-6800
Infinity Auto Insurance
916-422-4653
2410 Fair Oaks Blvd #140, Sacramento, CA 95825
916-488-4702
3840 Rosin Ct #245, Sacramento, CA 95834
916-646-1919
1620 35th Ave f, Sacramento, CA 95822
916-429-8888
7500 Elsie Ave Ste 106, Sacramento, CA 95828
916-682-6053
7 Parkcenter Dr #125, Sacramento, CA 95825
916-234-1490
6905 Stockton Blvd Ste 230, Sacramento, CA 95823
916-399-8113
1510 X St, Sacramento, CA 95818
916-441-1476

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.