Overview of Auto Insurance in Sacramento

As the 6th largest city in California, Sacramento residents have a lot of insurance companies to choose from. With over 490,000 people living in Sacramento, auto accidents are bound to happen. With a highly educated population, a lot of residents in Sacramento can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Sacramento won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Sacramento, if he has 5 years of driving experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, you can scroll down to see the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide.

Estimated Auto Insurance Premiums in Sacramento

As you can see, the prices vary quite a lot in Sacramento. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Factors for Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.