Overview of Auto Insurance in San Bernardino

With over 216,000 people living in San Bernardino, auto accidents are bound to happen. With a highly educated population, a lot of residents in San Bernardino can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in San Bernardino won't have to worry about poor credit history when shopping for insurance.

For a male driver living in San Bernardino, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in San Bernardino

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $4,192
AAA $3,263
Alliance United $2,766
Allstate $5,539
Amica Mutual $2,629
Anchor General $7,471
Bankers Standard $2,699
CSE Safeguard $3,321
California Capital $2,870
California Casualty $2,508
Coast National $7,911
Encompass $3,067
Esurance $3,513
Everest National $757
Farmers $7,167
Federal Ins (CHUBB) $4,361
Financial Indemnity $5,365
Geico $2,394
Hartford $4,306
Horace Mann $1,799
Horace Mann Prop and Cas $1,921
IDS $3,448
Infinity $6,574
Kemper $4,095
Liberty Mutual $6,334
MAPFRE $4,980
Mercury $3,606
Metromile $3,263
Metropolitan Direct $2,928
National General/Integon $7,687
Nations Ins. Co. $3,518
Nationwide $4,917
Pacific Property & Casualty $3,474
Permanent General $3,738
Progressive West $3,712
Safeco $3,631
Safeway $5,548
State Farm $5,833
Traveler's Commercial $4,124
USAA $2,314
Progressive $5,320
Viking $9,043
Wawanesa $1,959
Western General $5,376

As you can see, the prices vary quite a lot in San Bernardino. If you're wondering what's the best option for you, click here to get free insurance quotes today.

San Bernardino Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in San Bernardino.

Agent
Address
Phone
295 E Baseline St, San Bernardino, CA 92410
909-888-0605
1255 E Highland Ave Ste 209, San Bernardino, CA 92404
909-881-8741
4508 N Sierra Way Ste 101, San Bernardino, CA 92407
909-881-3415
1353 W Mill St Ste 117, San Bernardino, CA 92410
909-342-7077
357 W 2nd St Ste 1, San Bernardino, CA 92401
909-888-9200
3205 Kendall Dr Ste 5, San Bernardino, CA 92407
909-880-1009
242 E Airport Dr Ste 203, San Bernardino, CA 92408
909-890-3559
San Bernardino, CA 92407
909-880-4410
784 N Waterman Ave, San Bernardino, CA 92410
909-888-9100
275 9th St k, San Bernardino, CA 92410
909-889-9519
15032 Summit Ave #440, Fontana, CA 92336
909-881-7360
560 N D St #200, San Bernardino, CA 92401
909-384-8308
2124 N Waterman Ave, San Bernardino, CA 92404
909-883-4211
297 E Highland Ave b, San Bernardino, CA 92404
909-237-8033
Freeway Insurance Services
909-784-1125
4214 N Sierra Way, San Bernardino, CA 92407
909-883-8861
1794 N Waterman Ave, San Bernardino, CA 92404
909-882-8700
2627 S Waterman Ave Ste A, San Bernardino, CA 92408
909-825-4161
1184 W 2nd St, San Bernardino, CA 92410
909-677-5000
State Farm Insurance
800-701-5909

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.