Overview of Auto Insurance in Santa Cruz

With a highly educated population, a lot of residents in Santa Cruz can enjoy college degree discounts offered by many insurance companies.

For a male driver living in Santa Cruz, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Santa Cruz

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

As you can see, the prices vary quite a lot in Santa Cruz. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Santa Cruz Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Cruz.

Agent
Address
Phone
4400 Capitola Rd #100, Capitola, CA 95010
831-824-9128
1215 Mission St, Santa Cruz, CA 95060
831-420-1555
630 Water St, Santa Cruz, CA 95060
831-426-2500
931 Mission St, Santa Cruz, CA 95060
831-423-4304
2035 N Pacific Ave, Santa Cruz, CA 95060
831-426-3700
2222 E Cliff Dr #200, Santa Cruz, CA 95062
831-464-4300
4170 Gross Rd, Capitola, CA 95010
831-479-1990
303 Potrero St #108, Santa Cruz, CA 95060
831-460-0700
410 Ocean St, Santa Cruz, CA 95060
831-423-7163
1722 Seabright Ave, Santa Cruz, CA 95062
831-429-9595
630 Water St, Santa Cruz, CA 95060
831-459-0500
2301 Mission St Ste A, Santa Cruz, CA 95060
831-426-7353
1044 41st Ave, Santa Cruz, CA 95062
831-476-6665
201, 730 Mission St, Santa Cruz, CA 95060
831-426-9900
9035 Soquel Ave Suite 105, Santa Cruz, CA 95062
831-475-4091
519 Seabright Ave, Santa Cruz, CA 95062
831-706-2534
1101 Water St, Santa Cruz, CA 95062
831-429-2700
133 Mission St, Santa Cruz, CA 95060
831-425-6640
William James Associates
735 Chestnut St, Santa Cruz, CA 95060
831-426-2474

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.