Life insurance is a contract between you and an insurer. The life insurance premium varies by locations, insurance companies and, more importantly, a person's own health, age and life styles. In this article, we will go through the factors of the life insurance premium and what types of life insurance you can purchase.
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Why do you need life insurance?
Life insurance is one of the tools for financial planning. Many financial experts or your financial managers in your bank may have told you that life insurance is an important tool in following situations:
- Substitute income for your dependents if you die
When your children depend on your income to survive, the life insurance you purchased can substitute that income if you die.
- Pay your funeral and burial costs
- Make charitable contributions
- Tax benefits
Common factors that impact your life insurance premium
- Medical History
- Driving history
- Bundling of auto and home policies
- Term length
Life Insurance for All cities in Montana
We also generated a report for all cities in Montana.
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