Which insurance company has the lowest rate in California?

We compiled data about Homeowner Insurance rates for every city in California. This list is updated on May 29, 2019.

A word of caution, as you explore the list below, you'll find a wide range of premium. The homeowner insurance premium varies by location, neighborhood crime, claims, more importantly, your properties condition, materials. Below are the biggest factors of homeowner insurance.

  • Your Coverage Amount
  • Location
  • Neighborhood Crimes
  • Age of the Home
  • Conditions and Materials of Your Home
  • Number of Primary Inhabitants
  • Area and Personal Claim Histories

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Homeowner Insurance Rates for Cities in California