Lemonade Insurance Reviews

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Overall satisfaction rating
(5.0 out of 5)
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  • User-friendly/transparent app and website
  • Various coverage options
  • Easy, fast quote
  • Free family coverage
  • Not available in all states
  • No live customer support

Lemonade was founded by Shai Wininger and Daniel Schreiber in 2015. Its low rate and easy-to-use mobile app simplify the insurance process. The AI-driven products and services in which a bot named Maya will help customers with the coverage selection offer a new approach to insurance.

Lemonade digitizes the insurance claim process, claiming that Lemonade is making the fastest claims by reviewing, approving, and paying the claim in three seconds. As a certified B-corporation, Lemonade ‘transform insurance from a necessary evil into a social good’ by conducting the Giveback Program. It donates remaining funds after claims have been made to charities customers choose.

Insurance Types

  • Homeowner insuranceHomeowner Insurance
  • Renters insuranceRenters Insurance
  • Life insuranceLife Insurance
  • Pet insurancePet Insurance


Below are the Lemonade insurance discounts.

Homeowner Insurance

Discount Details
Material discount For customers whose houses were made of fire-resistant materials.
Gated Community Get discounts when customers live in a gated community.
Fire Protection Discount For customers who have things like fire exstinguisher or sprinkler system.
Protection Equipment Discount For customers who have set up protection equipment in their houses.

Renters Insurance

Discount Details
Protection Equipment For customers who have installed safety equipment in their houses, such as a smoke alarm or a sprinkler system.


5.0 Superb Based on 6 reviews
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Tommy – Jan. 20, 2021, 2:24 p.m.

Not very fast in answering customer support but overall it is good.

Sarah – May 3, 2019, 1:05 p.m.

Great rate, quite a lot options and ease of use. its rate is even better than other companies with all the discounts I can get.

Lim Yo – May 1, 2019, 10:25 a.m.

They are amazing. I started my application but after a while I needed to cancel and the app let me cancelled my policy instantly.

Alice – April 30, 2019, 11:01 p.m.

I'm super impressed by how easy and nice the app is! good job!

Edward – April 30, 2019, 12:54 p.m.

I haven't made any claims yet, but I got the quotes here it seems that the Lemonade is very competitive in price

Tom – April 3, 2019, 8:38 p.m.

Very nice app. I like how easy it is to use their app

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