About the Rottweiler
Rottweilers have large brains to match their large heads, and their high intelligence means they enjoy being occupied with duties and are excellent learning partners. Rottweilers react well to positive reinforcement training that is done on a regular basis. These aren't the kind of canines who enjoy being left alone all day. They want to join you in exploring the world.
Rottweilers make great family dogs, and when properly socialized with children's motions and loud noises, they may be kind and affectionate towards them. If introduced to cats and other dogs while they are young, they get along swimmingly.
Health problems that drive Rottweiler insurance claims
These are the conditions associated with the breed — the reason insuring a Rottweiler early, before anything is diagnosed and excluded as pre-existing, is the whole game.
Elbow Dysplasia
$1,500–$4,000
typical treatment
Entropion
$300–$1,500
typical treatment
Hip Dysplasia
$1,500–$6,000
typical treatment
Osteochondrosis of the Ankle/Spine
$2,000–$4,000
typical treatment
Osteochondrosis of the Shoulder
$2,000–$4,000
typical treatment
Sub-Aortic Stenosis
$500–$1,500
typical treatment
Treatment ranges are estimates compiled from veterinary sources (linked below); actual costs vary by region and severity.
Renting with a Rottweiler
Most of our readers rent — and the pet policy decides more than the insurance does. From the apartment communities we track nationwide:
81%
of apartment communities with a stated pet policy allow dogs
~16%
of apartments that publish a dog weight limit would accept a 135 lb adult (median cap: 50 lb)
$30/mo
median pet rent — about $360/year before any vet bill
$300
median one-time pet fee (a similar refundable deposit is common too)
Source: SafeButler apartment community dataset, 23,533 communities with published pet terms, July 2026. Full numbers in our apartment pet fees report.
Two costs stack for apartment dog owners: the building's pet charges, and the vet bills the building's fees do nothing about. Pet insurance addresses the second — and for renters, the liability side of a dog (bites, damage) runs through your renters policy, not your pet policy.
Care and grooming
The outer coat of the Rottweiler is straight, coarse, and medium-length, and it lies flat. On the neck and thighs, the undercoat is visible. He should be brushed once a week and bathed on a regular basis. He sheds only modestly for the majority of the year, but twice a year, generally in the spring and fall, he sheds more abundantly. His teeth should be brushed and his nails cut at least once a week. When it comes to nail clipping, a grinding tool like a Dremel comes in handy.
Common questions
How much does rottweiler insurance cost?
There is no single price — pet insurance premiums depend on your dog's age, your ZIP code, and the coverage you choose, and breed matters because it predicts claims. For the Rottweiler, the conditions to price against are real: hip dysplasia treatment alone can run up to $6,000. Comparing quotes for your specific pet takes about a minute and is the only accurate answer.
What health problems do Rottweilers have?
The breed-associated conditions worth insuring against include Elbow Dysplasia, Entropion, Hip Dysplasia, Osteochondrosis of the Ankle/Spine, Osteochondrosis of the Shoulder. Costs for these range from routine management to four-figure treatment bills, which is why insuring a Rottweiler young — before anything becomes a pre-existing condition — matters more than for a mixed breed.
Can I have a Rottweiler in an apartment?
Usually, but check the pet policy before you fall in love with a floor plan. In our apartment dataset, 81% of communities with a stated policy allow dogs, and among those that publish a weight limit, roughly 16% would accept a 135 lb adult Rottweiler (the median cap is 50 lb). Expect pet rent and a one-time fee on top of your own rent — and note some buildings apply breed restrictions regardless of size.
Does insurance cover my Rottweiler biting someone?
Not pet insurance — that covers your dog's own medical care. Liability for a bite falls to the liability portion of your renters or homeowners policy, and some carriers apply breed exclusions there, so it's worth checking both policies. Our guide to renters insurance and dog bites covers the details.
Before anything is pre-existing
See real prices for your rottweiler
Quotes reflect your dog’s age and your ZIP code — compare top pet insurers in about a minute.
Other dog breeds
References
Our articles are intended for informational purposes and should not be considered legal or financial advice. Our articles are not written or reviewed by insurance agents. Consult your policies with your agent or a professional for details regarding terms, conditions, coverage, exclusions, products, services, and programs.
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