Renters Insurance

Can I file a claim under my renters insurance if I cracked my smartphone by myself?

By Elena G.
SafeButler agent
Answered
Category Renters Insurance

No, renters insurance only cover your phone in certain specific circumstances like theft, vandalism, fire. But if you cracked and broke your smartphone by yourself, renters insurance will not cover it.

The information in this answer is general in nature and is not legal or insurance advice for your specific situation. Policy language varies carrier by carrier; your declarations page is the final word. If you're unsure, call your agent before you need to file.

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