Auto Insurance

How long does my bad driving history affect my insurance rate?

I had a car accident and my insurance rate skyrocketed. How long will the driving history affect my insurance rate?

By Jason W
SafeButler agent
Answered
Category Auto Insurance

Most insurance companies check your driving history for up to 3-5 years. Different insurance companies have different evaluations on your driving history, you can check your insurance rate with different companies to see if you can find better rates.

The information in this answer is general in nature and is not legal or insurance advice for your specific situation. Policy language varies carrier by carrier; your declarations page is the final word. If you're unsure, call your agent before you need to file.

Ready to compare?

Get an insurance quote in under three minutes.

Answer a few questions, see side-by-side prices from carriers that actually serve your zip, and buy in one checkout.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.