How many roommates can I add to my renters insurance?

I know my renters insurance covers my roommates. But how many roommates can it cover?

First of all, not all insurance companies cover roommates. You also need to explicitly add your roommates to your policy. Normally, insurance companies allow you to add 1-3 roommates per policy. Some insurance companies don't allow adding any roomate. Your claims can be denied if your roommate is not added before you file the claims.

Jason W
Jason W
Answered on Nov. 29, 2021

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