With the landlord’s consent, you can sublet your room in your apartment to another person. When you are subletting your apartment, always write an agreement with both party signature to keep a record. No one wants to be on court but the verbal agreement can not be solid proof if needed. The agreement can be the evidence and protect both you and the sublessee.
You should also require the sublessee to have his/her own renter's insurance policy. SafeButler provides the tool to find the best and cheapest renters insurance policy easily. Get your free quote in 30 seconds!
Also, SafeButler has written a sublease agreement template for you and your prospective sublessee. Check it out here!
The information in this answer is general in nature and is not legal or insurance advice for your specific situation. Policy language varies carrier by carrier; your declarations page is the final word. If you're unsure, call your agent before you need to file.