Auto Insurance

Will speed ticket impact my auto insurance rates?

By Elena G.
SafeButler agent
Answered
Updated
Category Auto Insurance

Typically, yes, your auto insurance premiums will increase after receiving a speeding ticket. Most of the insurance carriers will increase the rates after two or more speeding tickets, but not all companies raise the rates after one single ticket.

According to a Forbes Advisor investigation, the national average car insurance premium rise for drivers who receive a speeding ticket is 24% or approximately $380 more per year.

To lower your insurance rates after a speeding ticket, you need to take a defensive driving course or traffic school. You can also shop around for a new insurer to find cheaper rates. 

The information in this answer is general in nature and is not legal or insurance advice for your specific situation. Policy language varies carrier by carrier; your declarations page is the final word. If you're unsure, call your agent before you need to file.

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