Atlanta, GA

675 N. Highland Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 675 N. Highland Apartments in Eastside Atlanta? This community requires renters insurance before you can sign a lease, and with rent at $2,207 – $4,774, you'll want to know exactly what that adds to your monthly bill. We estimate coverage here runs about $12/mo — below we break down the lease requirements, compare carriers, and show you how to get the best rate.

Get Renters Insurance for 675 N. Highland Apartments

Compare renters insurance quotes in seconds


675 North Highland Ave NE, Atlanta, GA 30306

Eastside Atlanta

Built 2016 4 stories 164 units
4.7/5 ·286 reviews Google
5/5 ·91 reviews Apt. Finder
$2,207 – $4,774 /month

Renters Insurance at 675 N. Highland Apartments

675 N. Highland Apartments's website requires tenants to carry renters insurance. The exact coverage minimums may vary by unit type, so confirm the specifics with the leasing office when you apply.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to 675 N. Highland Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$12

Est. Monthly

$140

Est. Annual

$11

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 675 N. Highland Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 675 N. Highland Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 675 N. Highland Apartments also has on-site security features (Package service, Property manager on site, Gated, Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Property manager on site Gated Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 675 N. Highland Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 675 N. Highland Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Gas

Amount for provision and consumption of natural gas. Chargedper unit.

$20 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$30 / mo

Community Amenity Fee

Amount for community amenity use and services. Charged per unit.

$30 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$6.06 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$250

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$99

Utility - New Account Fee

Amount to establish utility services. Charged per unit.

$20

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$500

Utility - Final Bill Fee

Amount billed to calculate final utility statement. Charged per unit.

$15

Pets Fees

Pet Fee

| Restrictions: None

$400

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet

$15 / mo

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per vehicle.

$100

Addons Fees

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditionalsecurity deposit. Charged per unit. Payable to 3rd Party

Varies one-time

Situational Fees

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

$25 - $1,500 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$75 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$75 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$75 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$750 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

10% of base rent / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

100% of base rent / occurence

Insufficient Move-Out Notice Fee

Amount for not providing notice to move-out as required by lease. Charged per unit.

100% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

100% of base rent / occurence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Amenities

Special Features

Contemporary designer pendant lighting Hardwood-style plank flooring throughout Large kitchen island* Personal fenced yard options available Tiled shower surrounds Art Room Chrome hardware and plumbing fixtures Direct USB wall connections Spacious wardrobe closets Stainless steel appliance package Washer/Dryer included in every home Bike Storage Complimentary coffee bar Natural finish quartz countertops Pet spa Subway tile backsplash Double sink bathroom vanities* Eastern View Nest Technology Thermostats* Personal patio or balcony

Community Features

Elevator Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Dishwasher Dining Room

Pet Policy

Bringing a pet? Here's what 675 N. Highland Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 675 N. Highland Apartments

Year Built: 2016
Stories: 4 stories
Units: 164
Phone: (470) 944-3298

From the property listing:

Welcome to 675 N. Highland, your high-end urban hideaway on the edge of Virginia-Highland.Atlanta has it all -with its vibrant culture, restaurants, cafes, and nightlife. For those who love the accessibility of living in-town but also want to come home to a peaceful, luxurious haven, then 675 North Highland is your home--a special place that gives you the space to relax and support to thrive. Find your home in one of our sparkling new Class A 1-, 2-, and 3-bedroom apartment homes and 2-bedroom townhomes in Atlanta.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 675 N. Highland Apartments require renters insurance?
Yes — you'll need an active renters insurance policy to sign a lease at 675 N. Highland Apartments. You'll need to add the property management as an interested party on your policy, which most carriers can do at no extra charge.
How much is renters insurance at 675 N. Highland Apartments?
For this zip code and building type, expect to pay around $12/month ($140/year). 675 N. Highland Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $13/month, so this building is right around average.
Does 675 N. Highland Apartments allow pets?
Yes, 675 N. Highland Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 675 N. Highland Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, property manager on site, gated, covered parking — features that can qualify for premium discounts.
What floor plans does 675 N. Highland Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $2,207 – $4,774. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for 675 N. Highland Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.