Atlanta, GA

841 Memorial Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 841 Memorial Apartments in Eastside Atlanta? Rent here runs $1,445 – $2,615, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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841 Memorial Dr SE, Atlanta, GA 30316

Eastside Atlanta

Built 2016 4 stories 80 units
4.5/5 ·86 reviews Google
5/5 ·7 reviews Apt. Finder
$1,445 – $2,615 /month

Monthly Cost Breakdown at 841 Memorial Apartments

The listed rent isn't the whole number. Here's what 841 Memorial Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,458 – $2,628
Base Rent $1,445 – $2,615
Est. Renters Insurance $13/mo

Renters Insurance at 841 Memorial Apartments

We found a few insurance details on 841 Memorial Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to 841 Memorial Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$13

Est. Monthly

$154

Est. Annual

$11

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 841 Memorial Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Georgia. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 841 Memorial Apartments:

Carrier Monthly Annual
Lemonade $8/mo $101/yr
USAA $9/mo $113/yr
State Farm $13/mo $151/yr
Progressive $14/mo $163/yr
Safeco $14/mo $163/yr
Travelers $15/mo $176/yr
Allstate $16/mo $189/yr
Nationwide $16/mo $189/yr
Farmers $17/mo $201/yr
Liberty Mutual $19/mo $226/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 841 Memorial Apartments also has on-site security features (Package service, Gated, Controlled access, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Management Issues Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Package service Gated Controlled access Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 841 Memorial Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 841 Memorial Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$20 / mo

Amenities

Special Features

Bicycle Storage and Bike Shop Bike Repair Shop with Bike Rentals Bike Storage / Racks Community Garden Near Public Transit Stainless Steel Appliances*

Community Features

Key Fob Entry Clubhouse Storage Space Sundeck Fitness Center Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Microwave Range Refrigerator Quartz Countertops Carpet Vinyl Flooring High Ceilings Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what 841 Memorial Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$20 Monthly Pet Rent
$300 Fee
2 Pet Limit

About 841 Memorial Apartments

Year Built: 2016
Stories: 4 stories
Units: 80
Phone: (470) 944-5151

From the property listing:

Discover comfort and convenience at 841 Memorial Apartments in Atlanta. Our spacious one- and two-bedroom homes feature open layouts, modern finishes, and abundant natural light. Enjoy top-tier amenities like a fitness center, spin studio, rooftop patio, community garden, and resident lounge. With quick access to the Beltline, Memorial Drive, and I-20, you're minutes from dining, shopping, and downtown. At 841 Memorial, you're not just renting-you're joining a vibrant community.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 841 Memorial Apartments require renters insurance?
We found specific coverage details on 841 Memorial Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 841 Memorial Apartments?
For this zip code and building type, expect to pay around $13/month ($154/year). 841 Memorial Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at 841 Memorial Apartments?
Plan for $1,458 to $2,628/month all-in. That's base rent ($1,445 – $2,615), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 841 Memorial Apartments allow pets?
Yes, 841 Memorial Apartments is pet-friendly. Here are the details: Cats Allowed. $20 Monthly Pet Rent. $300 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around 841 Memorial Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, gated, controlled access, sprinklers — features that can qualify for premium discounts.
What floor plans does 841 Memorial Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,445 – $2,615. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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