Aqua at Sandy Springs Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Aqua at Sandy Springs Apartments in Atlanta? Rent here runs $1,324 – $3,172, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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100 Greyfield Ln, Atlanta, GA 30350

Atlanta

Built 1969 3 stories 219 units
3.4/5 ·263 reviews Google
4/5 ·18 reviews Apt. Finder
$1,324 – $3,172 /month

Monthly Cost Breakdown at Aqua at Sandy Springs Apartments

The listed rent isn't the whole number. Here's what Aqua at Sandy Springs Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,537 – $3,385
Base Rent $1,324 – $3,172
Required Monthly Fees $200
Est. Renters Insurance $13/mo

Renters Insurance at Aqua at Sandy Springs Apartments

We found a few insurance details on Aqua at Sandy Springs Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Sure
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Aqua at Sandy Springs Apartments can push your insurance cost up or down:

Older Building

Built in 1969 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$13

Est. Monthly

$162

Est. Annual

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aqua at Sandy Springs Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aqua at Sandy Springs Apartments:

Carrier Monthly Annual
Lemonade $7/mo $80/yr
USAA $8/mo $91/yr
State Farm $10/mo $121/yr
Progressive $11/mo $131/yr
Safeco $11/mo $131/yr
Travelers $12/mo $141/yr
Allstate $13/mo $151/yr
Nationwide $13/mo $151/yr
Farmers $13/mo $161/yr
Liberty Mutual $15/mo $181/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Aqua at Sandy Springs Apartments also has on-site security features (Property manager on site, Concierge, Gated, Doorman, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned

On-Site Security

Property manager on site Concierge Gated Doorman On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Aqua at Sandy Springs Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Aqua at Sandy Springs Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$25 / mo

Trash Services - Hauling

Amount for shared trash/waste services. Charged per unit.

$25 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$5 / mo

Community Amenity Fee

Amount for community amenity use and services. Charged per unit.

$65 / mo

Utility - Natural Gas - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof natural gas paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof water/sewer paid to a third party. Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper leaseholder.

$250

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$75

Utility - New Account Fee

Amount to establish utility services. Charged per unit.

$15

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$400

Utility - Final Bill Fee

Amount billed to calculate final utility statement. Charged per unit.

$15

Pets Fees

Pet Fee

| Restrictions: Rottweiler, doberman pinscher, pit bull terrier, staffordshire terrier, chow, presa canarias, akita, alaskan malamute, wolf hyrbid or any mix thereof.

$450

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet

$35 / mo

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Program. Charged per unit.

$15 / mo

Situational Fees

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

100% of base rent

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month leaseCharged per unit.

$300 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability PolicyCharged per unit.

$11.25 / occurence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

$208 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$30 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$300 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$50 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

10% of base rent / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

100% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

100% of base rent / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party

Varies / occurrence

Amenities

Special Features

Accepts Electronic Payments Bark Park Hometown Heroes & Preferred Employer Discounts On-Site 24-Hour Maintenance Team Internet Access: High Speed On-Site 24-HourGym with Free Weights

Community Features

Maintenance on site 24 Hour Access Business Center Clubhouse Fitness Center Pool Playground Basketball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Smoke Free Cable Ready Tub/Shower Fireplace Dishwasher Microwave Range Refrigerator Carpet Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Aqua at Sandy Springs Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About Aqua at Sandy Springs Apartments

Year Built: 1969
Stories: 3 stories
Units: 219
Phone: (470) 944-5283

From the property listing:

Welcome to Aqua at Sandy SpringsWith an array of different floor plan options, we have something for everyone. View our well-designed 1, 2, and 3-bedroom apartments with spacious living rooms, private balconies, and more for you to enjoy!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Aqua at Sandy Springs Apartments require renters insurance?
We found specific coverage details on Aqua at Sandy Springs Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aqua at Sandy Springs Apartments?
For this zip code and building type, expect to pay around $13/month ($162/year). For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Aqua at Sandy Springs Apartments?
Plan for $1,537 to $3,385/month all-in. That's base rent ($1,324 – $3,172), plus $200/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aqua at Sandy Springs Apartments allow pets?
Yes, Aqua at Sandy Springs Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Aqua at Sandy Springs Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find property manager on site, concierge, gated, doorman — features that can qualify for premium discounts.
What floor plans does Aqua at Sandy Springs Apartments offer?
There are 26 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,324 – $3,172. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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