133 Trinity Ave SW, Atlanta, GA 30303
Atlanta
Monthly Cost Breakdown at City Plaza Apartments
The listed rent isn't the whole number. Here's what City Plaza Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at City Plaza Apartments
What Affects Your Premium Here
Every building is different. These factors specific to City Plaza Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$17
Est. Monthly
$200
Est. Annual
$14
With Discounts/mo
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for City Plaza Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Georgia
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near City Plaza Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $114/yr |
| USAA | $11/mo | $129/yr |
| State Farm | $14/mo | $171/yr |
| Progressive | $15/mo | $186/yr |
| Safeco | $15/mo | $186/yr |
| Travelers | $17/mo | $200/yr |
| Allstate | $18/mo | $214/yr |
| Nationwide | $18/mo | $214/yr |
| Farmers | $19/mo | $229/yr |
| Liberty Mutual | $21/mo | $257/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. City Plaza Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers, Covered parking, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for City Plaza Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at City Plaza Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking Deposit
Charged per vehicle.
Parking Fee
Charged per vehicle.
Garage Lot
On-site covered resident parking.
Covered
On-site covered resident parking.
Amenities
Special Features
Community Features
Floor Plan Amenities
About City Plaza Apartments
From the property listing:
City Plaza, Atlanta Central Business District's premier apartment community, takes city living to a new level. City Plaza offers elegant living combined with almost endless convenience. Imagine spacious apartment homes, each with its own washer and dryer, microwave, dishwasher, garbage disposal and balcony. City Plaza is located directly across from Atlanta City Hall and Georgia Plaza Park, within walking distance of Atlanta's major city buildings and surrounded by three historic churches.With authorized key-bard entry, access will always be limited at City Plaza.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.
1000 Spalding Apartments
Atlanta
1511 Norman Crossing Rental
Atlanta
2063 Faith Cove Rental
Atlanta
Aqua at Sandy Springs Apartments
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Avail Sandy Springs Apartments
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Dunwoody Glen Apartments
Atlanta
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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