Loria Ansley Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Loria Ansley Apartments in Midtown Atlanta? Rent here runs $1,624 – $4,723, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1441 Peachtree St, Atlanta, GA 30309

Midtown Atlanta

Managed by Atlantic Residential Built 2024 28 stories 350 units
4.8/5 ·68 reviews Google
1 review Apt. Finder
$1,624 – $4,723 /month

Monthly Cost Breakdown at Loria Ansley Apartments

The listed rent isn't the whole number. Here's what Loria Ansley Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,236 – $5,335
Base Rent $1,624 – $4,723
Required Monthly Fees $600
Est. Renters Insurance $12/mo

Renters Insurance at Loria Ansley Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Loria Ansley Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$12

Est. Monthly

$140

Est. Annual

$11

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Loria Ansley Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Loria Ansley Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $149/yr
Safeco $12/mo $149/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $183/yr
Liberty Mutual $17/mo $206/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Loria Ansley Apartments also has on-site security features (Package service, Property manager on site, Concierge, Gated, Doorman, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Mentioned
1×

On-Site Security

Package service Property manager on site Concierge Gated Doorman Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Loria Ansley Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Loria Ansley Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Resident Utility Charge

This fee includes pest control, trash services, and high-speed internet. Charged per unit.

$150 / mo

Application Fee Per Applicant

Charged per applicant.

$125

Administrative Fee

Our administrative fee is refundable for 48 hours after the application is submitted. Charged per unit.

$250

Pets Fees

Dog Deposit

Charged per pet.

$250

Dog Fee

Charged per pet.

$250

Dog Rent

Charged per pet.

$25 / mo

Cat Deposit

Charged per pet.

$250

Cat Fee

Charged per pet.

$250

Cat Rent

Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$75 / mo

Amenities

Special Features

9th-15th Floors Off Street Parking Built-In Privacy Roller Shades on All Windows Washer & Dryer in Every Home Bedroom Alcove Ceiling Fans in Primary Bedrooms Exposed Column High-End Lighting Fixtures Throughout Home Office Large Terrace Pickleball Court Top Control Cooktop with Wall-Mounted Range Hood Wraparound Balconies Buckhead View Built-In Dishwasher with Hidden Controls Frameless Glass Showers with Rainfall Shower Head No Outdoor Space Private Patio Rooftop Sky Deck Seventh Floor 16th-21st Floors 23 Unique Floor Plan Options Ansley View Backlit Vanity Mirror Lighting in Bathrooms building-wide wireless Extra Closet Outdoor Fitness Deck Two Distinct Interior Finish Collections 22nd-27th Floors City View Eighth Floor Juliette Balcony Luxury Plank Flooring Recessed Bedroom Window Sixth Floor Terrace Undercounter Wine Coolers* ADA Unit Premium Finishes BBQ/Picnic Area Bicycle Storage Spaces High-Speed Wi-Fi Access Interior Bedroom Peachtree View Pool View Terrace View

Community Features

Community-Wide WiFi Maintenance on site 24 Hour Access Recycling Pet Washing Station Car Charging Station Elevator Business Center Clubhouse Storage Space Roof Terrace Sundeck Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage Pickleball Court

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Double Vanities Framed Mirrors Dishwasher Range Refrigerator Freezer Quartz Countertops Office Recreation Room Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what Loria Ansley Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$250 Deposit
$25 Monthly Pet Rent
$250 Fee
75 lb Weight Limit
2 Pet Limit
25 lb Weight Limit

About Loria Ansley Apartments

Year Built: 2024
Stories: 28 stories
Units: 350
Management: Atlantic Residential
Phone: (470) 661-0950

From the property listing:

Loria Ansley is emerging in Atlantas Arts District as an iconic live-play-thrive destination. From our elevated amenity collection to your sophisticated studio, one, two, or three bedroom residence, approachable opulence greets you from moment to moment.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

100 Midtown Apartments

Midtown Atlanta

$959 - $1,500 Ins: ~$15/mo

1045 On The Park Apartment Homes

Midtown Atlanta

$2,127 - $2,865 Ins: ~$13/mo

1048 St Charles Ave NE Condo

Midtown Atlanta

$1,575 Ins: ~$13/mo

1135 Woodland Ave: Woodland Apartments

Midtown Atlanta

$1,195 - $1,595 Ins: ~$15/mo

131 Ponce Apartments

Midtown Atlanta

$1,435 - $2,561 Ins: ~$14/mo

1566 N Morningside Dr NE Apartments

Midtown Atlanta

$1,700 - $1,900 Ins: ~$13/mo

Frequently Asked Questions

Does Loria Ansley Apartments require renters insurance?
We didn't find a public insurance requirement for Loria Ansley Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Loria Ansley Apartments?
For this zip code and building type, expect to pay around $12/month ($140/year). Loria Ansley Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $13/month, so this building is right around average.
What will I actually pay per month at Loria Ansley Apartments?
Plan for $2,236 to $5,335/month all-in. That's base rent ($1,624 – $4,723), plus $600/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Loria Ansley Apartments allow pets?
Yes, Loria Ansley Apartments is pet-friendly. Here are the details: Cats Allowed. $250 Deposit. $25 Monthly Pet Rent. $250 Fee. 75 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Loria Ansley Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find package service, property manager on site, concierge, gated — features that can qualify for premium discounts.
What floor plans does Loria Ansley Apartments offer?
There are 19 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,624 – $4,723. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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