502 North Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at 502 North Apartments in North Austin? With rent at $924 - $1,324 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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502 W Longspur Blvd, Austin, TX 78753

North Austin

Built 1984 3 stories 160 units
4/5 ·1 reviews
$924 - $1,324 /month

Monthly Cost Breakdown at 502 North Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 502 North Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $971 – $1,371
Base Rent $924 – $1,324
Required Monthly Fees $32
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at 502 North Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 502 North Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 502 North Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 502 North Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 502 North Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Utility - Gas

$8.50/month* Charged per unit.

$8 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Parking Fees

Surface Lot

Open parking, no fees.

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 502 North Apartments.

On-Site Security

Property manager on site Doorman On site maintenance Perimeter fencing

Amenities

Special Features

Select Units Renovated. 24/7 Fitness Center On-Site Management Appliances High Speed Internet Availible Washer/Dryer Rental On-Site Laundry Facility Play Ground Sparkling Pool, Bark Park, 24-hour Gym W/D Rental with charge 24-hour Emergency Maintenance Charcoal Grill(s) Resident Business Center

Community Features

Laundry Facilities Maintenance on site Recycling Renters Insurance Program Online Services Pet Play Area Business Center Lounge Breakfast/Coffee Concierge Walk-Up Fenced Lot Grill Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Pantry Kitchen Oven Range Refrigerator Carpet Vinyl Flooring Dining Room Built-In Bookshelves Crown Molding Vaulted Ceiling Views Walk-In Closets Window Coverings Large Bedrooms Balcony Patio Deck

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 502 North Apartments.

Grocery

  • La Hacienda Market Inc. 4.0
  • H-E-B 4.2

Gym

  • Orangetheory Fitness 4.7
  • Defiant CrossFit 5.0
  • Fitness Connection 4.6

Restaurant

  • Delicias Honduras 4.8
  • Afghan Cuisine 4.3
  • El Asador Tacos & More 4.9

Park

  • North Austin YMCA 4.6

Bank

  • Chase Bank 2.5
  • Wells Fargo Bank 2.9
  • Bank of America ATM (Drive-thru) 2.6

Gas

  • Texan Mart (Sunoco) 4.1
  • Exxon 4.1
  • H-E-B Fuel 4.2

About 502 North Apartments

Welcome to 502 North, located in the vibrant city of Austin, TX. Our community offers a range of amenities designed to enhance your lifestyle. Take a refreshing dip in our sparkling swimming pool, perfect for those hot Texas summers. We also have a dedicated dog park, ensuring that your furry friends have a space to play and socialize. Stay active and fit with our 24/7 fitness center, equipped with state-of-the-art equipment. For your convenience, we offer washer/dryer rentals and an on-site laundry facility. Our on-site management team is always available to assist you, and our 24-hour emergency maintenance service ensures that any issues are promptly addressed. Need to catch up on work? Visit our resident business center, equipped with everything you need to stay productive. Enjoy outdoor gatherings with our charcoal grills, perfect for hosting barbecues with friends and family. Our community also features a playground, providing a fun and safe space for children to play. Stay connected with high-speed internet available throughout the property. At 502 North, we strive to provide a comfortable and convenient living experience for all our residents. Contact us today to schedule a tour and see why our community is the perfect place to call home.

Year Built: 1984
Stories: 3
Total Units: 160
Phone: (844) 614-1773

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

A Country Place Apartments

North Austin

$800 - $1,660 Ins: ~$15/mo

Ascent At Northgate Apartments

North Austin

$800 - $1,399 Ins: ~$16/mo

Bexley at Tech Ridge Apartments

North Austin

$984 - $1,968 Ins: ~$14/mo

Citadel at Tech Ridge Apartments

North Austin

$1,005 - $3,284 Ins: ~$13/mo

Flatiron Domain Apartments

North Austin

$1,400 - $5,348 Ins: ~$12/mo

Gallery at The Domain Apartments

North Austin

$1,027 - $5,815 Ins: ~$13/mo

Frequently Asked Questions

Does 502 North Apartments require renters insurance?
We didn't find a public insurance requirement for 502 North Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 502 North Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). 502 North Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 502 North Apartments?
Plan for $971 to $1,371/month all-in. That's base rent ($924 - $1,324), plus $32/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does 502 North Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $924 - $1,324. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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