Ascent At Northgate Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Ascent At Northgate Apartments in North Austin? With rent at $800 - $1,399 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1830 W Rundberg Ln, Austin, TX 78758

North Austin

Built 1972 2 stories 113 units
3/5
$800 - $1,399 /month

Monthly Cost Breakdown at Ascent At Northgate Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Ascent At Northgate Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $816 – $1,415
Base Rent $800 – $1,399
Required Monthly Fees $0
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at Ascent At Northgate Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Ascent At Northgate Apartments can push your insurance cost up or down:

Older Building

Built in 1972 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ascent At Northgate Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ascent At Northgate Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Ascent At Northgate Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$75

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Ascent At Northgate Apartments.

On-Site Security

Covered parking

Amenities

Special Features

Hard Surface Counters Professional Management Designer Upgraded Interiors Free Wi-Fi in Amenity Spaces Barbecue Grills Faux Wood Floors Updated Units With Gray Faux Wood Floors

Community Features

Grill

Floor Plan Amenities

Wi-Fi Dishwasher Disposal Stainless Steel Appliances Range Refrigerator Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Ascent At Northgate Apartments.

Grocery

  • Whole Foods Market 4.5
  • Target Grocery 4.2
  • H-E-B 4.2

Pharmacy

  • CVS Pharmacy 4.0
  • H-E-B Pharmacy 3.1
  • Auro Pharmacy 4.9

Hospital

  • St. David's North Austin Medical Center Emergency Room 4.1
  • Ascension Seton Northwest Emergency 4.3
  • Ally Medical Emergency Room - Central Austin 4.9

Gym

  • Orangetheory Fitness 4.5
  • North Austin YMCA 4.6
  • Big Tex Gym 4.8

Restaurant

  • Taquería la Cascada 4.5
  • Rattle Creek Texas Deli 5.0
  • Tan My Restaurant 4.6

Park

  • City Of Austin/YMCA North Austin Community Rec Center 4.5
  • Gustavo "Gus" L. Garcia District Park 4.5
  • Quail Creek Neighborhood Park 4.1

Bank

  • Bank of America Financial Center 2.2
  • Bank of America ATM (Drive-thru) 3.6
  • Circle K ATM 5.0

Gas

  • AmeriGas Propane 2.0
  • Circle K/Valero 4.0
  • Sunoco 3.0

About Ascent At Northgate Apartments

Welcome to Ascent at Northgate in Austin! Our apartments offer convenient amenities such as laundry facilities, free Wi-Fi in amenity spaces, and a property manager on-site to assist with any needs. Enjoy outdoor gatherings with friends and family at our barbecue area, or keep your vehicle protected with a carport. With these features, Ascent at Northgate provides a comfortable and convenient living experience in the heart of Austin.

Year Built: 1972
Stories: 2
Total Units: 113
Phone: (737) 732-1644

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Ascent At Northgate Apartments require renters insurance?
We didn't find a public insurance requirement for Ascent At Northgate Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ascent At Northgate Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Ascent At Northgate Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Ascent At Northgate Apartments?
Plan for $816 to $1,415/month all-in. That's base rent ($800 - $1,399), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Ascent At Northgate Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $800 - $1,399. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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