Citizen House MLK Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Citizen House MLK Apartments in East Austin? With rent at $1,401 - $2,635 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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6117 FM 969, Austin, TX 78724

East Austin

Managed by Greystar Built 2023 4 stories 288 units
4/5 ·24 reviews
$1,401 - $2,635 /month

Monthly Cost Breakdown at Citizen House MLK Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Citizen House MLK Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,569 – $2,803
Base Rent $1,401 – $2,635
Required Monthly Fees $156
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Citizen House MLK Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Citizen House MLK Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Citizen House MLK Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Citizen House MLK Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Citizen House MLK Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Community Amenity Fee

Amount for community amenity use and services. Charged per u... Read Morenit. Read Less

$10 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged ... Read Moreper unit. Read Less

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing. Charged per unit.

$3 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing. Charged per unit.

$3 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Cable TV and Internet Services

Amount for cable and internet services in rental home. Charg... Read Moreed per unit. Read Less

$80 / mo

Trash Services - Hauling

Usage-Based (Utilities).Amount for shared trash/waste servic... Read Morees. Charged per unit. Read Less

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Charged per unit. Payable to 3rd Party Read Less

Varies / mo

Utility - Water/Wastewater Submeter Admin Fee

Usage-Based (Utilities).Amount for water billing services ca... Read Morelculated as a percentage of consumption as allowed by regulation. Charged per unit. Read Less

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Charged per unit. Payable to 3rd Party Read Less

Varies / mo

Security Deposit (Refundable)

Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit. Read Less

$1,000

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Charged per applicant. Read Less

$100

Pets Fees

Pet Fee

Max of 2. Amount to facilitate authorized pet move-in. Charg... Read Moreed per pet. Read Less

$300

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet... Read More. Read Less

$20 / mo

Pet Management - Third Party

Max of 1. Amount for authorized pet registration and screeni... Read Moreng services. Charged per pet. Payable to 3rd Party Read Less

$25 - $30 / yr

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be s... Read Moreubject to availability. Charged per rentable item. Read Less

$45 / mo

Parking Fee

Max of 1. Amount for electric vehicle space; reserved or pay... Read More-per-use station. May be subject to availability. Charged per vehicle. Payable to 3rd Party Read Less

Varies

Covered

Electric Vehicle Parking

Garage Lot

Addons Fees

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhou... Read Morese. May be subject to availability. Charged per unit. Read Less

$250 / occurence

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditional... Read More security deposit. Charged per unit. Payable to 3rd Party Read Less

Varies one-time

Situational Fees

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting ... Read Moreagency(ies); per person. Charged per leaseholder. Payable to 3rd Party Read Less

$4.95 / mo

Express Move Out

Amount for community to perform rental home cleaning upon mo... Read Moreve-out. Charged per unit. Read Less

$100 - $500 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Charged... Read More per unit. Read Less

$5 - $50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Charged per unit. Read Less

$50 - $100 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.... Read More Charged per unit. Read Less

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Charged per unit. Read Less

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Charged per unit. Read Less

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Charged per unit. Read Less

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. ... Read MoreCharged per unit. Read Less

9.99% of base rent / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party Read Less

Varies / mo

Utility - Vacant Cost Recovery

Amount for utility usage not transferred to resident respons... Read Moreibility any time during occupancy. Charged per unit. Read Less

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Cha... Read Morerged per unit. Read Less

Varies / occurrence

Lease Violation

Amount for violation of community policies and/or per lease ... Read Moreterms. Charged per unit. Read Less

Varies / occurrence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Citizen House MLK Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Citizen House MLK Apartments has on-site security features (Package service, Property manager on site, Gated, Controlled access) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site Gated Controlled access

Amenities

Special Features

Patio/Balcony Private Yard 3rd Floor 4th Floor Ceiling Fan Wood Style Flooring 2nd Floor Air Conditioner ADA Unit Corner Unit Balcony/Patio Pool View

Community Features

Wi-Fi Maintenance on site Car Charging Station Key Fob Entry Business Center Clubhouse Lounge Conference Rooms Cabana Courtyard Grill Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Smoke Free Storage Space Framed Mirrors Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Instant Hot Water Quartz Countertops Vinyl Flooring Mud Room Walk-In Closets Linen Closet Balcony Patio Yard Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Citizen House MLK Apartments.

Pharmacy

  • H-E-B Pharmacy 3.3
  • CVS Pharmacy 3.8

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • Ascension Seton Northwest Emergency 4.3

Restaurant

  • The Guest House Austin 4.6
  • Pollos Asados El Norteño 4.6
  • Los Metates Restaurant 5.0

Bank

  • Chase Bank 2.4
  • ATM 4.0
  • 7-Eleven 1.0

Gas

  • QuikTrip 3.6
  • CHEVRON 3.0
  • 7-Eleven 1.0

About Citizen House MLK Apartments

Upscale apartment residences. Captivating Eastside location. Extraordinary living experiences. This is a glimpse of the picture-perfect lifestyle at Citizen House MLK. Our one- and two-bedroom apartments for rent in Austin, TX reflect inviting interiors with a casual-chic vibe, while the curated club-quality amenity spaces make you feel right at home. Citizen House MLK is a short commute to major employers and minutes to downtownwith sumptuous dining options, thriving cultural destinations, eclectic shopping, and alluring entertainment venues nearby. Live here and say hello to a new standard of living. Only at Citizen House MLK.

Year Built: 2023
Stories: 4
Total Units: 288
Management: Greystar
Phone: (737) 204-9192

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Citizen House MLK Apartments require renters insurance?
We didn't find a public insurance requirement for Citizen House MLK Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Citizen House MLK Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Citizen House MLK Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Citizen House MLK Apartments?
Plan for $1,569 to $2,803/month all-in. That's base rent ($1,401 - $2,635), plus $156/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Citizen House MLK Apartments offer?
There are 17 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,401 - $2,635. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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