MLK Highline Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at MLK Highline Apartments in East Austin? With rent at $1,199 - $2,174 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2832 E Martin Luther King Jr Blvd, Austin, TX 78702

East Austin

Managed by Urban Genesis Built 2022 5 stories 201 units
4/5
$1,199 - $2,174 /month

Monthly Cost Breakdown at MLK Highline Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at MLK Highline Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,211 – $2,186
Base Rent $1,199 – $2,174
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at MLK Highline Apartments

What Affects Your Premium Here

Every building is different. These factors specific to MLK Highline Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for MLK Highline Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near MLK Highline Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges MLK Highline Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$300

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$35 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$0.01 - $100 / mo

Surface Lot

Free open parking in garage, reserved spaces available $100/... Read Moremonth. Read Less

Garage Lot

Free open parking in garage, reserved spaces available $100/... Read Moremonth. Read Less

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around MLK Highline Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: MLK Highline Apartments has on-site security features (Controlled access, Property manager on site, Gated, Sprinklers, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated Sprinklers Covered parking

Amenities

Special Features

Wifi In Clubhouse & Amenity Spaces Work Lounge On-site Retail - Mlk Smoke Shop 2nd Floor Elevated Courtyard With Grill Private Office Rentals Rooftop Deck With Kitchen Access Controlled Entries And Elevators Garage On-site Retail - Sky Market Walking Distance To Mlk Metrorail Air-conditioned Corridors On-site Retail - Desert Door Salon

Community Features

Community-Wide WiFi Maintenance on site 24 Hour Access On-Site Retail Recycling Online Services Planned Social Activities Public Transportation Key Fob Entry Elevator Business Center Clubhouse Lounge Storage Space Disposal Chutes Conference Rooms Roof Terrace Courtyard Grill Bicycle Storage Walking/Biking Trails

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Trash Compactor Storage Space Double Vanities Tub/Shower Sprinkler System Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Office Views Walk-In Closets Linen Closet Balcony Patio Deck

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around MLK Highline Apartments.

Grocery

  • Whole Foods Market 4.3
  • Sky Market 4.9
  • MLK Food Store 4.5

Pharmacy

  • CVS Pharmacy 3.8
  • East Austin Medicine Shop 4.3
  • Capsule 4.6

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • St. David's Medical Center Emergency Room 4.0
  • Austin Emergency Center: Mueller Emergency Room 4.7

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.7
  • 24 Hour Fitness 4.0

Restaurant

  • Pita Fusion 4.5
  • Rose Gose 4.7
  • El Coqui 4.7

Park

  • Rosewood Neighborhood Park 4.4
  • Patterson Neighborhood Park 4.5
  • Parque Zaragoza Recreation Center 3.8

Bank

  • Wells Fargo Bank 2.5
  • ATM (ATM Link, Inc.)
  • Chase Bank 2.4

Gas

  • Shell 3.4
  • Shell 4.4
  • Exxon 3.8

Pet Policy

Bringing a pet? Here's what MLK Highline Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $300 Deposit
  • $20 Monthly Pet Rent
  • $300 Fee
  • 30 lb Weight Limit
  • 2 Pet Limit
  • 50 lb Weight Limit

About MLK Highline Apartments

MLK Highline offers irresistible luxury apartments in East Austin, one mile from downtown Austin and The University of Texas. MLK Highline is within walking distance to Houndstooth Coffee, MLK MetroRail Station, Boggy Creek Greenbelt Trail, and the St. David's Foundation Community Garden. Our floor plans feature spacious studios, 1 bedroom, and 2 bedroom apartments in Austin, TX designed with you in mind. Join our pet-friendly Austin community and enjoy perks, including garage parking, work-from-home lounges, a rooftop deck, high-quality stainless steel appliances, and gorgeous views of downtown Austin.

Year Built: 2022
Stories: 5
Total Units: 201
Management: Urban Genesis
Phone: (512) 559-8187

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does MLK Highline Apartments require renters insurance?
We didn't find a public insurance requirement for MLK Highline Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at MLK Highline Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). MLK Highline Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at MLK Highline Apartments?
Plan for $1,211 to $2,186/month all-in. That's base rent ($1,199 - $2,174), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does MLK Highline Apartments allow pets?
Yes, MLK Highline Apartments is pet-friendly. Here are the details: Cats Allowed. $300 Deposit. $20 Monthly Pet Rent. $300 Fee. 30 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does MLK Highline Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,199 - $2,174. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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