Cypress Creek Stoney Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Cypress Creek Stoney Ridge Apartments in Southeast Austin? Rent here runs $1,150 - $2,510, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7121 Elroy Rd, Del Valle, TX 78617

Southeast Austin

Managed by Bonner Carrington Built 2025 3 stories 280 units
3/5
$1,150 - $2,510 /month

Monthly Cost Breakdown at Cypress Creek Stoney Ridge Apartments

The listed rent isn't the whole number. Here's what Cypress Creek Stoney Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,163 – $2,523
Base Rent $1,150 – $2,510
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Cypress Creek Stoney Ridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Cypress Creek Stoney Ridge Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cypress Creek Stoney Ridge Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cypress Creek Stoney Ridge Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Cypress Creek Stoney Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Cypress Creek Stoney Ridge Apartments.

1%

Del Valle overall is safer than only 1% of U.S. cities

This reflects Del Valle as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Cypress Creek Stoney Ridge Apartments has on-site security features (Controlled access, Property manager on site, Gated, Doorman, Sprinklers, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated Doorman Sprinklers Perimeter fencing

Amenities

Special Features

Ground Floor unit Pool View Fenced yards Top Floor unit Amenity/Social View Special 80

Community Features

Maintenance on site 24 Hour Access Vision Impaired Accessible Planned Social Activities Pet Play Area Pet Washing Station Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Storage Space Conference Rooms Cabana Courtyard Grill Picnic Area Fitness Center Pool Playground Basketball Court Gameroom Pickleball Court Private Bathroom Study Lounge

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Hardwood Floors Dining Room Built-In Bookshelves Views Skylights Walk-In Closets Linen Closet Large Bedrooms Balcony Patio Porch Yard Garden

Pet Policy

Bringing a pet? Here's what Cypress Creek Stoney Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $500 Deposit
  • $30 Monthly Pet Rent
  • 45 lb Weight Limit
  • 2 Pet Limit

About Cypress Creek Stoney Ridge Apartments

Out of all the places to live in Del Valle, Texas, Cypress Creek at Stoney Ridge will find its way to the top of your list. This is so much more than any ordinary apartment community. Lease a brand new one, two, or three bedroom residence here and be surrounded by a stylish home, appealing amenities, and an incredible neighborhood. Keep scrolling to see all that’s waiting for you in our inviting community.

Year Built: 2025
Stories: 3
Total Units: 280
Management: Bonner Carrington
Phone: (737) 232-6725

Other Options Nearby

Still weighing your choices? These communities are in the same part of Del Valle — with their own insurance costs and safety profiles worth comparing.

3600 Capitol View (Slaughter) Apartments

Southeast Austin

$1,199 - $2,100 Ins: ~$13/mo

Ariza Easton Park Apartments

Southeast Austin

$1,220 - $2,300 Ins: ~$13/mo

Aspire at Onion Creek Apartments

Southeast Austin

$706 - $1,490 Ins: ~$13/mo

Bexley 3FIVE Apartments

Southeast Austin

$914 - $1,862 Ins: ~$14/mo

Bridge at Goodnight Ranch Apartments

Southeast Austin

$1,399 - $2,655 Ins: ~$13/mo

Bridge at Monarch Bluffs Apartments

Southeast Austin

$929 - $2,349 Ins: ~$14/mo

Frequently Asked Questions

Does Cypress Creek Stoney Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Cypress Creek Stoney Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cypress Creek Stoney Ridge Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Cypress Creek Stoney Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Cypress Creek Stoney Ridge Apartments?
Plan for $1,163 to $2,523/month all-in. That's base rent ($1,150 - $2,510), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cypress Creek Stoney Ridge Apartments allow pets?
Yes, Cypress Creek Stoney Ridge Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $500 Deposit. $30 Monthly Pet Rent. 45 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Cypress Creek Stoney Ridge Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,150 - $2,510. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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