EKOS City Heights Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at EKOS City Heights Apartments in Southeast Austin? With rent at $674 - $1,405 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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4400 Nuckols Rd, Austin, TX 78744

Southeast Austin

Managed by Allied Orion Built 2024 5 stories 179 units
4/5 ·1 reviews
$674 - $1,405 /month

Monthly Cost Breakdown at EKOS City Heights Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at EKOS City Heights Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $686 – $1,417
Base Rent $674 – $1,405
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at EKOS City Heights Apartments

What Affects Your Premium Here

Every building is different. These factors specific to EKOS City Heights Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for EKOS City Heights Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near EKOS City Heights Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges EKOS City Heights Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$16

Administrative Fee

Charged per unit.

N/A

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$200

One-Time Pet Fee

Max of 2. Charged per pet.

$200 - $200

Monthly Pet Fee

Max of 2. Charged per pet.

$15 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around EKOS City Heights Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: EKOS City Heights Apartments has on-site security features (Package service, Property manager on site) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site

Amenities

Special Features

Community Garden Computer Lab Gas BBQ Grilling Stations Indoor Mail Center Pet Friendly

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Wheelchair Accessible Elevator Clubhouse Disposal Chutes Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Refrigerator Freezer Tile Floors Vinyl Flooring Walk-In Closets Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around EKOS City Heights Apartments.

Grocery

  • Whole Foods Market 4.3
  • La Moreliana Market 4.1
  • H-E-B 4.2

Pharmacy

  • CVS Pharmacy 4.0
  • H-E-B Pharmacy 3.6
  • Alto Pharmacy 4.4

Hospital

  • St. David's South Austin Medical Center Emergency Room 4.1
  • Dell Seton Medical Center at The University of Texas 4.0
  • Dell Children's Medical Center - Emergency 4.1

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.4
  • Gold's Gym Austin Southeast 3.8

Restaurant

  • BIRRIERIA Y TAQUERIA ATX 5.0
  • WhataKabob 4.7
  • Whole Lotta Soul 4.6

Park

  • McKinney Falls State Park 4.6
  • Onion Creek Metropolitan Park 4.5
  • South Austin Recreation Center 4.4

Bank

  • Bank of America (with Drive-thru ATM) 2.2
  • Bank of America Financial Center 1.8
  • Bank of America ATM 3.9

Gas

  • CHEVRON 4.0
  • Exxon 4.0
  • QuikTrip 4.3

Pet Policy

Bringing a pet? Here's what EKOS City Heights Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $200 Deposit
  • $15 Monthly Pet Rent
  • 2 Pet Limit

About EKOS City Heights Apartments

If you’re searching for an affordable community that combines exceptional amenities with a welcoming, neighborly atmosphere, EKOS City Heights is the perfect place to call home. Our thoughtfully designed one-, two-, and three-bedroom apartment homes offer comfortable living options to fit a variety of lifestyles and budgets. Conveniently located near everyday shopping and dining, EKOS City Heights makes it easy to enjoy both comfort and connection. Designed for active adults 55 and better, our community offers modern living in a setting where you can truly feel at home. Explore your future neighborhood using our interactive map below and discover all that EKOS City Heights has to offer.

Year Built: 2024
Stories: 5
Total Units: 179
Management: Allied Orion
Phone: (737) 232-4137

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does EKOS City Heights Apartments require renters insurance?
We didn't find a public insurance requirement for EKOS City Heights Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at EKOS City Heights Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). EKOS City Heights Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at EKOS City Heights Apartments?
Plan for $686 to $1,417/month all-in. That's base rent ($674 - $1,405), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does EKOS City Heights Apartments allow pets?
Yes, EKOS City Heights Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $200 Deposit. $15 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does EKOS City Heights Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $674 - $1,405. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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