Austin, TX

Kingfisher Creek Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Kingfisher Creek Apartments in Southeast Austin? Rent here runs $1,075 – $1,750, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4601 E St. Elmo Rd, Austin, TX 78744

Southeast Austin

Managed by The Michaels Organization Built 2003 3 stories 35 units
1 review Apt. Finder
$1,075 – $1,750 /month

Monthly Cost Breakdown at Kingfisher Creek Apartments

The listed rent isn't the whole number. Here's what Kingfisher Creek Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,089 – $1,764
Base Rent $1,075 – $1,750
Est. Renters Insurance $14/mo

Renters Insurance at Kingfisher Creek Apartments

We found a few insurance details on Kingfisher Creek Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Kingfisher Creek Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Kingfisher Creek Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Kingfisher Creek Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Austin.

On-Site Security

Property manager on site On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Kingfisher Creek Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$22

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$175 - $325

Pet Deposit

Max of 2. Charged per pet.

$350

Monthly Pet Fee

Max of 2. Charged per pet.

$40 / mo

Amenities

Special Features

Pinata Rewards Program -Resident Rewards Washer/Dryer Connections 24-Hour Emergency Maintenance Pinata Resident Rewards Program Some Utilities Included Pet Friendly En-suite Bathroom * Private Front Entrances * Walk-In Closets *

Community Features

Wi-Fi Maintenance on site Recycling Online Services Planned Social Activities Business Center Clubhouse Grill Picnic Area Playground

Floor Plan Amenities

High Speed Internet Access Heating Ceiling Fans Smoke Free Tub/Shower Dishwasher Disposal Kitchen Oven Range Refrigerator Freezer Carpet Vinyl Flooring Family Room Walk-In Closets Linen Closet

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Kingfisher Creek Apartments.

Pharmacy

  • Alto Pharmacy 4.4
  • H-E-B Pharmacy 3.6
  • CVS Pharmacy 4.0

Hospital

  • St. David's South Austin Medical Center Emergency Room 4.1
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ally Medical Emergency Room - South Austin 4.9

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.4
  • Korrect Fitness 4.9

Restaurant

  • papercut 4.8
  • WhataKabob 4.7
  • BIRRIERIA Y TAQUERIA ATX 5.0

Park

  • McKinney Falls State Park 4.6
  • Pastor Edward Clarence Craig, Jr. Neighborhood Park 4.5
  • Onion Creek Metropolitan Park 4.5

Bank

  • Austin Telco Federal Credit Union 3.3
  • ATM 3.3
  • Bank of America Financial Center 1.8

Gas

  • Circle K | Gas Station 5.0
  • Circle K 2.3
  • Exxon 4.0

Pet Policy

Bringing a pet? Here's what Kingfisher Creek Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$350 Deposit
$40 Monthly Pet Rent
2 Pet Limit
30 lb Weight Limit

About Kingfisher Creek Apartments

Year Built: 2003
Stories: 3 stories
Units: 35
Management: The Michaels Organization
Phone: (737) 747-7696

From the property listing:

Clean. Modern.Kingfisher Creek is a quaint boutique apartment community nestled perfectly in the middle of several parks on the Southside of Austin. Just minutes from Austin-Bergstrom Airport, Kingfisher Creek is in the neighborhood of everywhere you want to be. With less than 50 homes in the community, you will have an exclusive home with all of the features without the price tag. Each home has a spacious and well-laid-out floor plan perfect for entertaining or relaxing.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Kingfisher Creek Apartments require renters insurance?
We found specific coverage details on Kingfisher Creek Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Kingfisher Creek Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Kingfisher Creek Apartments?
Plan for $1,089 to $1,764/month all-in. That's base rent ($1,075 – $1,750), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Kingfisher Creek Apartments allow pets?
Yes, Kingfisher Creek Apartments is pet-friendly. Here are the details: Cats Allowed. $350 Deposit. $40 Monthly Pet Rent. 2 Pet Limit. 30 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
What floor plans does Kingfisher Creek Apartments offer?
There are 6 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,075 – $1,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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