Sage at Franklin Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Sage at Franklin Park Apartments in Southeast Austin? Rent here runs $1,758 - $2,266, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4605 S Pleasant Valley Rd, Austin, TX 78744

Southeast Austin

Managed by Dominium Built 2026 3 stories 298 units
4/5
$1,758 - $2,266 /month

Monthly Cost Breakdown at Sage at Franklin Park Apartments

The listed rent isn't the whole number. Here's what Sage at Franklin Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,771 – $2,279
Base Rent $1,758 – $2,266
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Sage at Franklin Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Sage at Franklin Park Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sage at Franklin Park Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Sage at Franklin Park Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Sage at Franklin Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Dog Deposit

Charged per pet.

$150

Dog Fee

Charged per pet.

$150

Dog Rent

Charged per pet.

$25 / mo

Cat Deposit

Charged per pet.

$150

Cat Fee

Charged per pet.

$150

Cat Rent

Charged per pet.

$25 / mo

Parking Fees

Other

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Sage at Franklin Park Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This reflects Austin as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Sage at Franklin Park Apartments has on-site security features (Controlled access, Gated, Gated access, Package lockers, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Controlled access Gated Gated access Package lockers Covered parking

Amenities

Special Features

Designer lighting and hardware package Key-fob controlled entry access Luxury vinyl plank flooring Off street parking Resident lounge with kitchen and dining space Swimming pool Covered parking available* In-home full-size washer and dryer Pet-friendly community Sleek and modern kitchen cabinetry Fully equipped kitchen Kitchen island and pantry Community garden Patio or balcony Picnic and grilling areas 9' ceilings Convenient mail and package center Gated community with controlled access Soaking tubs Bike storage Linen closets On-site laundry facility Open and spacious floor plans Resident events and afterschool program

Community Features

Laundry Facilities Business Center Lounge Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Washer/Dryer Ceiling Fans Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Vinyl Flooring Walk-In Closets Linen Closet Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Sage at Franklin Park Apartments.

Pharmacy

  • Amazon Pharmacy Home Delivery 1.9
  • Alto Pharmacy 4.4
  • H-E-B Pharmacy 3.6

Hospital

  • St. David's South Austin Medical Center Emergency Room 4.1
  • Ally Medical Emergency Room - South Austin 4.9
  • St. David's South Austin Medical Center 4.3

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.4
  • Planet Fitness 4.4

Restaurant

  • La Placita 4.3
  • WhataKabob 4.7
  • BIRRIERIA Y TAQUERIA ATX 5.0

Park

  • Sage at Franklin Park 5.0

Bank

  • Wells Fargo Bank 2.7
  • Bank of America Financial Center 1.8
  • Chase Bank 3.1

Gas

  • Circle K | Gas Station 5.0
  • Circle K | Gas Station 5.0
  • CHEVRON 4.0

Pet Policy

Bringing a pet? Here's what Sage at Franklin Park Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $150 Deposit
  • $25 Monthly Pet Rent
  • $150 Fee
  • 2 Pet Limit

About Sage at Franklin Park Apartments

Don't settle for less when you can have it all at Sage at Franklin Park. Our brand new income-restricted apartments for rent in Austin, TX, offer you affordable rates, modern amenities and a convenient location. When you select one of our 2, 3 or 4 bedroom pet-friendly apartments, you get a place to proudly call home. Each one of our floor plans has been thoughtfully designed and is fully equipped with in-home washer and dryer, granite countertops and stainless steel appliances. To complete your experience, our community offers a swimming pool, fitness center and afterschool program, as well as an attentive management and maintenance team happy to assist you. Join our Insider List today to stay updated on construction updates and learn more about pre-leasing dates! *Sage at Franklin Park Apartments participates in an affordable housing program. Household income limitations apply. Please call or visit our website for more details.

Year Built: 2026
Stories: 3
Total Units: 298
Management: Dominium
Phone: (512) 559-3154

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Sage at Franklin Park Apartments require renters insurance?
We didn't find a public insurance requirement for Sage at Franklin Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Sage at Franklin Park Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Sage at Franklin Park Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Sage at Franklin Park Apartments?
Plan for $1,771 to $2,279/month all-in. That's base rent ($1,758 - $2,266), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Sage at Franklin Park Apartments allow pets?
Yes, Sage at Franklin Park Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $150 Deposit. $25 Monthly Pet Rent. $150 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Sage at Franklin Park Apartments offer?
There are 8 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,758 - $2,266. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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