1360-64 E. 52nd St. Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 1360-64 E. 52nd St. Apartments in South Lakefront? Rent here runs $1,610 – $2,175, and renters insurance adds about $20/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1360-1364 E 52nd St, Chicago, IL 60615

South Lakefront

Built 1928 4 stories 22 units
Apt. Finder
$1,610 – $2,175 /month

Monthly Cost Breakdown at 1360-64 E. 52nd St. Apartments

The listed rent isn't the whole number. Here's what 1360-64 E. 52nd St. Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,630 – $2,195
Base Rent $1,610 – $2,175
Est. Renters Insurance $20/mo

Renters Insurance at 1360-64 E. 52nd St. Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1360-64 E. 52nd St. Apartments can push your insurance cost up or down:

Older Building

Built in 1928 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3028/100K (92% above national average)

What You'll Likely Pay

$20

Est. Monthly

$236

Est. Annual

$15

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1360-64 E. 52nd St. Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Illinois. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1360-64 E. 52nd St. Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $139/yr
State Farm $15/mo $185/yr
Progressive $17/mo $201/yr
Safeco $17/mo $201/yr
Travelers $18/mo $216/yr
Allstate $19/mo $231/yr
Nationwide $19/mo $231/yr
Farmers $21/mo $247/yr
Liberty Mutual $23/mo $278/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $20/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chicago.

Chicago property crime rate

3,028

per 100K residents

92% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
237 / 200
Larceny / theft
2,111 / 1,172
Vehicle theft
680 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Chicago (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1360-64 E. 52nd St. Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1360-64 E. 52nd St. Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

One-Time Pet Fee

Max of 1. Charged per pet.

$250

Monthly Pet Fee

Max of 1. Charged per pet.

$35 / mo

One-Time Pet Fee

Max of 2. Charged per pet.

$125

Amenities

Special Features

42" Shaker Kitchen Cabinets Granite Kitchen and Bath Counters Granite Kitchen and Bath Countertops Newly Remodeled Recessed and / or Pendant Lighting Separate Dining Areas Stainless Steel Appliances Under Cabinet Lighting

Community Features

Laundry Facilities Storage Space Courtyard

Floor Plan Amenities

Ceiling Fans Dishwasher Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Refrigerator Hardwood Floors Dining Room

Pet Policy

Bringing a pet? Here's what 1360-64 E. 52nd St. Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$125 – $250 Fee
2 Pet Limit
$35 Monthly Pet Rent
35 lb Weight Limit
1 Pet Limit

Fees may vary by pet type or count — confirm with the leasing office.

About 1360-64 E. 52nd St. Apartments

Year Built: 1928
Stories: 4 stories
Units: 22
Phone: (312) 606-7234

From the property listing:

HEAT AND HOT WATER ARE INCLUDED IN YOUR RENT! 1360-64 E. 52nd Street offers one and two bedroom apartments that have been lovingly restored. Featuring new kitchens with stainless appliances and granite countertops, well lit bathrooms, hardwood floors, and great closet space, this building is ideal for your new home. Every apartment here is bright and sunny with windows facing a nicely landscaped courtyard. 1360-64 E. 52nd St. is within easy walking distance (one block) to the 53rd St. retail corridor, where you will find great shopping, restaurants and bars.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Chicago — compare rent and estimated insurance cost side by side.

1633 E 74th St Apartments

South Lakefront

$1,250 - $1,350 Ins: ~$21/mo

1734 E 72nd St Chicago, IL 60649 Apartments

South Lakefront

$825 - $1,265 Ins: ~$20/mo

2Sisters Apartments

South Lakefront

$1,138 - $2,409 Ins: ~$20/mo

4611 S Ellis Ave Apartments

South Lakefront

$1,600 - $3,800 Ins: ~$17/mo

4700 Lake Park Apartments

South Lakefront

$1,214 - $2,782 Ins: ~$17/mo

4901 S Drexel Blvd Chicago, IL 60615 Apartments

South Lakefront

$1,000 - $2,200 Ins: ~$20/mo

Frequently Asked Questions

Does 1360-64 E. 52nd St. Apartments require renters insurance?
We didn't find a public insurance requirement for 1360-64 E. 52nd St. Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1360-64 E. 52nd St. Apartments?
For this zip code and building type, expect to pay around $20/month ($236/year). For context, the statewide average is $15/month, so this building is above average.
What will I actually pay per month at 1360-64 E. 52nd St. Apartments?
Plan for $1,630 to $2,195/month all-in. That's base rent ($1,610 – $2,175), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1360-64 E. 52nd St. Apartments allow pets?
Yes, 1360-64 E. 52nd St. Apartments is pet-friendly. Here are the details: Cats Allowed. $125 Fee. 2 Pet Limit. $35 Monthly Pet Rent. $250 Fee. 35 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around 1360-64 E. 52nd St. Apartments?
Property crime in Chicago runs noticeably higher than the national average — 3,028 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 237/100K here.
What floor plans does 1360-64 E. 52nd St. Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,610 – $2,175. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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