1734 E 72nd St Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at 1734 E 72nd St Apartments in South Lakefront? Rent here runs $825 – $1,265, and renters insurance adds about $20/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1734 E 72nd St, Chicago, IL 60649

South Lakefront

Built 1927 4 stories 40 units
3.9/5 ·17 reviews Google
2 reviews Apt. Finder
$825 – $1,265 /month

Monthly Cost Breakdown at 1734 E 72nd St Apartments

The listed rent isn't the whole number. Here's what 1734 E 72nd St Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $845 – $1,285
Base Rent $825 – $1,265
Est. Renters Insurance $20/mo

Renters Insurance at 1734 E 72nd St Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1734 E 72nd St Apartments can push your insurance cost up or down:

Older Building

Built in 1927 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3028/100K (92% above national average)

What You'll Likely Pay

$20

Est. Monthly

$236

Est. Annual

$19

With Discounts/mo

$15

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1734 E 72nd St Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1734 E 72nd St Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $139/yr
State Farm $15/mo $185/yr
Progressive $17/mo $201/yr
Safeco $17/mo $201/yr
Travelers $18/mo $216/yr
Allstate $19/mo $231/yr
Nationwide $19/mo $231/yr
Farmers $21/mo $247/yr
Liberty Mutual $23/mo $278/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chicago.

Chicago property crime rate

3,028

per 100K residents

92% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
237 / 200
Larceny / theft
2,111 / 1,172
Vehicle theft
680 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 1734 E 72nd St Apartments also has on-site security features (Controlled access) that insurers recognize with discounts.

Source: FBI UCR Program, Chicago (2024-12 to 2025-11)

On-Site Security

Controlled access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1734 E 72nd St Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1734 E 72nd St Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$25

Amenities

Special Features

Heat Included On-site Laundry Other Phone Entry Intercom

Community Features

Laundry Facilities Elevator

Floor Plan Amenities

High Speed Internet Access Heating Smoke Free Cable Ready Intercom Eat-in Kitchen Kitchen Oven Range Refrigerator Hardwood Floors

Pet Policy

Bringing a pet? Here's what 1734 E 72nd St Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1734 E 72nd St Apartments

Year Built: 1927
Stories: 4 stories
Units: 40
Phone: (844) 840-0819

From the property listing:

This 40-unit property in South Shore, Chicago features great amenities. Walking distance to Big Salem's Food Mart and Gulf of Aden Food Mart. Commute easily via CTA 71st South Shore Bus Line or ME Metra Electric at the Bryn Mawr stop. Pets are welcome! Section 8 is accepted. Call today to schedule your showing!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Chicago — compare rent and estimated insurance cost side by side.

1360-64 E. 52nd St. Apartments

South Lakefront

$1,610 - $2,175 Ins: ~$20/mo

1633 E 74th St Apartments

South Lakefront

$1,250 - $1,350 Ins: ~$21/mo

2Sisters Apartments

South Lakefront

$1,138 - $2,409 Ins: ~$20/mo

4611 S Ellis Ave Apartments

South Lakefront

$1,600 - $3,800 Ins: ~$17/mo

4700 Lake Park Apartments

South Lakefront

$1,214 - $2,782 Ins: ~$17/mo

4901 S Drexel Blvd Chicago, IL 60615 Apartments

South Lakefront

$1,000 - $2,200 Ins: ~$20/mo

Frequently Asked Questions

Does 1734 E 72nd St Apartments require renters insurance?
We didn't find a public insurance requirement for 1734 E 72nd St Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1734 E 72nd St Apartments?
For this zip code and building type, expect to pay around $20/month ($236/year). 1734 E 72nd St Apartments has security features that qualify for discounts — with those applied, you could pay as little as $19/month. For context, the statewide average is $15/month, so this building is above average.
What will I actually pay per month at 1734 E 72nd St Apartments?
Plan for $845 to $1,285/month all-in. That's base rent ($825 – $1,265), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1734 E 72nd St Apartments allow pets?
Yes, 1734 E 72nd St Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1734 E 72nd St Apartments?
Property crime in Chicago runs noticeably higher than the national average — 3,028 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 237/100K here. On the property itself, you'll find controlled access — features that can qualify for premium discounts.
What floor plans does 1734 E 72nd St Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $825 – $1,265. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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