7520 W Grand Ave, Elmwood Park, IL 60707
Elmwood Park
Monthly Cost Breakdown at 7520 W Grand Ave Apartments
The listed rent isn't the whole number. Here's what 7520 W Grand Ave Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 7520 W Grand Ave Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 7520 W Grand Ave Apartments can push your insurance cost up or down:
Older Building
Built in 1971 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1177/100K (25% below national average)
What You'll Likely Pay
$16
Est. Monthly
$197
Est. Annual
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 7520 W Grand Ave Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Illinois
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 7520 W Grand Ave Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $103/yr |
| USAA | $10/mo | $116/yr |
| State Farm | $13/mo | $154/yr |
| Progressive | $14/mo | $167/yr |
| Safeco | $14/mo | $167/yr |
| Travelers | $15/mo | $180/yr |
| Allstate | $16/mo | $193/yr |
| Nationwide | $16/mo | $193/yr |
| Farmers | $17/mo | $206/yr |
| Liberty Mutual | $19/mo | $231/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Elmwood Park.
Elmwood Park property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Elmwood Park track closely with national baselines. 7520 W Grand Ave Apartments also has on-site security features (Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Elmwood Park (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 7520 W Grand Ave Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 7520 W Grand Ave Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
$45 credit check fee per applicant. Charged per applicant.
Move-In Fee
$500 non-refundable move in fee (office, administrative, inspection costs). Charged per unit.
Parking Fees
Parking Fee
Charged per vehicle.
Surface Lot
Parking is $75 Each
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 7520 W Grand Ave Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 7520 W Grand Ave Apartments
From the property listing:
Beautiful one bedroom and studio apartments for rent with PRIVATE balcony in the heart of downtown Elmwood Park. The units features newer cabinets, granitite countertop, stainless steal appliances including oven/stove, dishwasher, microwave, refrigerator with hardwood floors throughout. Elevatored building with dial by name tenant directory. Walking distance from the Elmwood Park Metra or Grand Avenue Bus stop, public transit is an ease at this location. On-site covered parking ($75/month) or readily available street parking (free) and laundry is conveniently located on each floor.
Other Options Nearby
Still weighing your choices? Other communities in Elmwood Park — compare rent and estimated insurance cost side by side.
100 W. Chestnut Apartments
North Lakefront
1000 N. LaSalle Apartments
Chicago
1000 South Clark Apartments
Downtown Chicago
1000M Apartments
Downtown Chicago
1001 South State Apartments
Downtown Chicago
1036 N. Dearborn Apartments
North Lakefront
Frequently Asked Questions
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Get Renters Insurance for 7520 W Grand Ave Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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