6633 N Milwaukee Ave, Niles, IL 60714
Niles
Monthly Cost Breakdown at Novu Apartments
The listed rent isn't the whole number. Here's what Novu Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Novu Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Novu Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1935/100K (23% above national average)
What You'll Likely Pay
$13
Est. Monthly
$157
Est. Annual
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Novu Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Novu Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $103/yr |
| USAA | $10/mo | $116/yr |
| State Farm | $13/mo | $154/yr |
| Progressive | $14/mo | $167/yr |
| Safeco | $14/mo | $167/yr |
| Travelers | $15/mo | $180/yr |
| Allstate | $16/mo | $193/yr |
| Nationwide | $16/mo | $193/yr |
| Farmers | $17/mo | $206/yr |
| Liberty Mutual | $19/mo | $231/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Niles.
Niles property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Niles track closely with national baselines. Novu Apartments also has on-site security features (Package service, Property manager on site, Package lockers, Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Niles (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Novu Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Amenities
Community Features
Floor Plan Amenities
About Novu Apartments
From the property listing:
Situated just off the North Branch Chicago River, Novú is a new construction luxury apartment development from award-winning builder, Noah Properties. Expertly fusing the beauty of nature with the energy of city living, Novú delivers a next-level living experience today’s renters prefer.
Other Options Nearby
Still weighing your choices? Other communities in Niles — compare rent and estimated insurance cost side by side.
100 W. Chestnut Apartments
North Lakefront
1000 N. LaSalle Apartments
Chicago
1000 South Clark Apartments
Downtown Chicago
1000M Apartments
Downtown Chicago
1001 South State Apartments
Downtown Chicago
1036 N. Dearborn Apartments
North Lakefront
Frequently Asked Questions
Does Novu Apartments require renters insurance?
How much is renters insurance at Novu Apartments?
What will I actually pay per month at Novu Apartments?
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What floor plans does Novu Apartments offer?
Get Renters Insurance for Novu Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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