Alsip, IL

Woodland Court Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Woodland Court Apartments in Alsip? Rent here runs $1,450 – $1,650, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3621 W 119th St, Alsip, IL 60803

Alsip

Built 1970 3 stories 144 units
3.2/5 ·63 reviews Google
4/5 ·3 reviews Apt. Finder
$1,450 – $1,650 /month

Monthly Cost Breakdown at Woodland Court Apartments

The listed rent isn't the whole number. Here's what Woodland Court Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,467 – $1,667
Base Rent $1,450 – $1,650
Est. Renters Insurance $17/mo

Renters Insurance at Woodland Court Apartments

We found a few insurance details on Woodland Court Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Woodland Court Apartments can push your insurance cost up or down:

Older Building

Built in 1970 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Security System Issues

2 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2776/100K (76% above national average)

What You'll Likely Pay

$17

Est. Monthly

$207

Est. Annual

$15

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Woodland Court Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Woodland Court Apartments:

Carrier Monthly Annual
Lemonade $9/mo $103/yr
USAA $10/mo $116/yr
State Farm $13/mo $154/yr
Progressive $14/mo $167/yr
Safeco $14/mo $167/yr
Travelers $15/mo $180/yr
Allstate $16/mo $193/yr
Nationwide $16/mo $193/yr
Farmers $17/mo $206/yr
Liberty Mutual $19/mo $231/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Alsip.

Alsip property crime rate

2,776

per 100K residents

76% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
273 / 200
Larceny / theft
1,884 / 1,172
Vehicle theft
619 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Woodland Court Apartments also has on-site security features (Controlled access, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Alsip (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Security System Failures Mentioned
Water Damage Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Controlled access On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Woodland Court Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Special Features

24 Hour Emergency Maintenance Dishwasher* Off Street Parking On-site Laundry Pet Friendly Phone entry intercom Storage Available Upgraded Finishes Vinyl Plank Floor Walk-in closet Wall AC

Community Features

Laundry Facilities Courtyard Grill Pool Playground

Floor Plan Amenities

Cable Ready Intercom Dishwasher Carpet Dining Room Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Woodland Court Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Woodland Court Apartments

Year Built: 1970
Stories: 3 stories
Units: 144
Phone: (708) 816-5121

From the property listing:

Woodland Court Apartments – Comfortable Living with Everyday Convenience At Woodland Court Apartments, you’ll find 1- and 2-bedroom homes designed for comfort and convenience. With open layouts, modern finishes, and inviting interiors, each apartment provides the perfect place to unwind at the end of the day. Nestled in a relaxed residential setting, Woodland Court combines the charm of a smaller community with easy access to shopping, dining, and major highways. It’s everyday living made simple, in a location you’ll love. Features & Highlights: 1- and 2-bedroom apartments

Other Options Nearby

Still weighing your choices? Other communities in Alsip — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Woodland Court Apartments require renters insurance?
We found specific coverage details on Woodland Court Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Woodland Court Apartments?
For this zip code and building type, expect to pay around $17/month ($207/year). For context, the statewide average is $15/month, so this building is above average.
What will I actually pay per month at Woodland Court Apartments?
Plan for $1,467 to $1,667/month all-in. That's base rent ($1,450 – $1,650), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Woodland Court Apartments allow pets?
Yes, Woodland Court Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Woodland Court Apartments?
Property crime in Alsip runs noticeably higher than the national average — 2,776 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 273/100K here. On the property itself, you'll find controlled access, on site maintenance — features that can qualify for premium discounts.
What floor plans does Woodland Court Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,450 – $1,650. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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