Eastbank Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Eastbank Apartments in Rockwall? With rent at $1,044 - $1,845 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1410 S Goliad St, Rockwall, TX 75087

Rockwall

Built 1980 2 stories 240 units
4/5 ·15 reviews
$1,044 - $1,845 /month

Monthly Cost Breakdown at Eastbank Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Eastbank Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,087 – $1,888
Base Rent $1,044 – $1,845
Required Monthly Fees $28
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Eastbank Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Eastbank Apartments can push your insurance cost up or down:

Older Building

Built in 1980 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eastbank Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Eastbank Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Eastbank Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Trash

Deposit Fee: $150 for one bedroom, $200 for two bedroom due ... Read Moreupon move in (additional deposit may be required depending on approved credit) Read Less

$7 / mo

Application Fee Per Applicant

Deposit Fee: $150 for one bedroom, $200 for two bedroom due ... Read Moreupon move in (additional deposit may be required depending on approved credit) Read Less

$75

Deposit Fee

Deposit Fee: $150 for one bedroom, $200 for two bedroom due ... Read Moreupon move in (additional deposit may be required depending on approved credit) Read Less

$150

Administrative Fee

$75

Pets Fees

Cat Fee

$400

Dog Fee

$400

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Eastbank Apartments.

On-Site Security

Package service Property manager on site Covered parking

Amenities

Special Features

Community Wide Landscaping Brushed Nickel Fixtures* Fireplace * Large Windows View * Carpeting New Cabinets * Outdoor Oasis Shaker Cabinet Doors* Washer & Dryers Connections * Carport Stainless Steel Appliances* Built-in Bookshelves* Designer Tile Backsplash* Quartz Countertops* Brass Cabinet Hardware* Enhanced Fitness Center 2 Swimming Pools 2 wood-style blinds* 6-inch Baseboards* Enriched Exterior Lighting Granite Countertops * Patio/Balcony Woodstyle Flooring BBQ/Picnic Area Black Appliances Package * Large Closets

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Online Services Planned Social Activities Pet Play Area Walk-Up Courtyard Grill Picnic Area Fitness Center Pool Basketball Court Tennis Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Double Vanities Tub/Shower Fireplace Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Dining Room Built-In Bookshelves Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Eastbank Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Pet policies are negotiable.

About Eastbank Apartments

MODERN LIVING INFUSED WITH ENERGY.Eastbank Apartments: The best of Rockwall, TX living. Our thoughtful amenity package includes two pristine swimming pools, a top-notch fitness center, sport courts, and dog park for your furry friends. Inside your new home, you'll enjoy hardwood style flooring, a sleek appliance package, and a cozy fireplace. Call today to see Eastbank for yourself and start designing where you'll arrange your furniture!

Year Built: 1980
Stories: 2
Total Units: 240
Phone: (469) 772-9810

Other Options Nearby

Still weighing your choices? These communities are in the same part of Rockwall — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Eastbank Apartments require renters insurance?
We didn't find a public insurance requirement for Eastbank Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Eastbank Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Eastbank Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Eastbank Apartments?
Plan for $1,087 to $1,888/month all-in. That's base rent ($1,044 - $1,845), plus $28/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Eastbank Apartments allow pets?
Yes, Eastbank Apartments is pet-friendly. Here are the details: Pet policies are negotiable.. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Eastbank Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,044 - $1,845. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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