Mission Rockwall Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Mission Rockwall Apartments in Rockwall? With rent at $1,115 - $2,055 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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923 Yellow Jacket Ln, Rockwall, TX 75087

Rockwall

Managed by Greystar Built 1998 2 stories 224 units
5/5 ·15 reviews
$1,115 - $2,055 /month

Monthly Cost Breakdown at Mission Rockwall Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Mission Rockwall Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,261 – $2,201
Base Rent $1,115 – $2,055
Required Monthly Fees $131
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Mission Rockwall Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Mission Rockwall Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Mission Rockwall Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Mission Rockwall Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Mission Rockwall Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Smart Home Services

Amount for smart home devices and services; services may var... Read Morey. Read Less

$25 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Trash Services - Hauling

Amount for shared trash/waste services.

$3 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Read Less

Varies

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water ... Read Moreservices. Read Less

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less

Varies

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less

$75

Administrative Fee

Amount to facilitate move-in process for a resident.

$150

Security Deposit (Refundable)

Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less

$250 - $450

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$15 / mo

Parking Fees

Parking Fee

Amount for covered parking space/services. May be subject t... Read Moreo availability. Read Less

$35 / mo

Parking Fee

Amount for garage parking space/services. May be subject to ... Read Moreavailability. Read Less

$85 / mo

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Pro... Read Moregram. Read Less

$14.5 / mo

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month lease... Read More. Read Less

$300 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy... Read More. Read Less

$10.75 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less

$100 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$25 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Read Less

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less

150% of base rent / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

75% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less

Varies

Lease Violation - Extermination Services

Amount for violation of pest-related community policies.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Liquidated Damages

Amount for not satisfying the application and/or lease terms... Read More. Read Less

Varies

Payment Services - Third Party

Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Read Less

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet or... Read More assistance animal. Read Less

Varies

Lease Violation

Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less

Varies

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Mission Rockwall Apartments.

On-Site Security

Controlled access Gated

Amenities

Special Features

App Dishwasher App Refrigerator Appliances Stainless BBQ Grill Closet Walk-in Club House Cyber Café Flooring Hardwood Online Rent Payments Patio/Balcony Svc Air Conditioning Svc Cable Swimming Pool

Community Features

Maintenance on site Business Center Clubhouse Grill Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Fireplace Dishwasher Refrigerator Crown Molding Walk-In Closets Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Mission Rockwall Apartments.

Grocery

  • H-E-B Rockwall 4.7
  • Walmart Supercenter 4.0
  • Sprouts Farmers Market 4.2

Pharmacy

  • H-E-B Pharmacy 5.0
  • Walmart Pharmacy 3.3
  • CVS Pharmacy 3.5

Hospital

  • Baylor Scott & White Emergency Hospitals - Rockwall 2.7
  • Texas Health Presbyterian Hospital Rockwall: Emergency Department 2.4
  • Texas Health Hospital Rockwall 3.0

Gym

  • Anytime Fitness 4.5
  • Planet Fitness 4.3
  • 24 Hour Fitness 3.7

Restaurant

  • Joe Willy's 4.5
  • Luigi's Italian Cafe 4.5
  • Noodles & Dumplings 4.5

Park

  • Yellowjacket Park 4.7
  • Harry Myers Park 4.7
  • Hickory Ridge Park 4.5

Bank

  • American National Bank of Texas - ATM 5.0
  • Bank of America (with Drive-thru ATM) 2.3
  • Bank of America Financial Center 2.5

Gas

  • QuikTrip 3.7
  • TA Travel Center 3.5
  • Costco Gas Station 4.8

Pet Policy

Bringing a pet? Here's what Mission Rockwall Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

About Mission Rockwall Apartments

Amazing Rockwall location near Lake Ray Hubbard with a modern & timeless design, perfect for your active lifestyle. Experience peaceful, cozy living complete with a resort-style swimming pool, garden tubs, and wood-burning fireplaces. Unprecedented access to lake activities and the Metroplexs top attractions, spacious bedrooms, hardwood style flooring, and walk-in closets all come standard in your apartment home at Mission Rockwall. Pair world-class sports entertainment, outdoor activities, and a prime location to enjoy that Dallas culture, with floorplans designed with you in mind and youve found your next home.

Year Built: 1998
Stories: 2
Total Units: 224
Management: Greystar
Phone: (469) 772-6554

Other Options Nearby

Still weighing your choices? These communities are in the same part of Rockwall — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Mission Rockwall Apartments require renters insurance?
We didn't find a public insurance requirement for Mission Rockwall Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Mission Rockwall Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Mission Rockwall Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Mission Rockwall Apartments?
Plan for $1,261 to $2,201/month all-in. That's base rent ($1,115 - $2,055), plus $131/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Mission Rockwall Apartments allow pets?
Yes, Mission Rockwall Apartments is pet-friendly. Here are the details: Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Mission Rockwall Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,115 - $2,055. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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