Echo Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Echo Apartments in Oak Lawn? Rent here runs $1,269 - $2,567, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3083 Herschel Ave, Dallas, TX 75219

Oak Lawn

Built 2015 4 stories 200 units
4/5 ·3 reviews
$1,269 - $2,567 /month

Monthly Cost Breakdown at Echo Apartments

The listed rent isn't the whole number. Here's what Echo Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,282 – $2,580
Base Rent $1,269 – $2,567
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Echo Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Echo Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Echo Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Echo Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Echo Apartments.

On-Site Security

Controlled access Property manager on site Gated Sprinklers

Fees Beyond Rent

These are the additional charges beyond base rent at Echo Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Cat Deposit

$200

Cat Fee

$200

Dog Deposit

$200

Dog Fee

$200

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Amenities

Special Features

Black Energy Star Appliances Carpeting in Bedrooms* Ceiling Fans in Living Room and Each Bedroom Concrete, Bamboo or Light gray wood plank flooring in living, dining and ki Concrete, Bamboo or Light gray wood plank flooring in living, dining and kitchen areas Concrete, Bamboo or Light gray wood plank flooring in living/dining and kit Concrete, Bamboo or Light gray wood plank flooring in living/dining and kitchen areas Concrete, Bamboo, or Vinyl Flooring Dark gray Euro style cabinetry Dark gray Euro style cabinetry, with white high gloss upper cabinets Designer Tile Backsplash Dog Washing Station Dryer Dual-Sink Vanity* EV Charging Stations Floating bathroom vanities Game Room with Billiards Granite or Quartz Countertops* Gray mosaic glass tile backsplash Juliet Balcony, Private Patio or Balcony* Modern Euro-Style Cabinetry Nine-Foot Ceilings Non- Smoking Community Off-Leash Dog Park Online Payments and Services Outdoor Kitchen and BBQ Area Pet Park PREMIUM: Quartz countertops Resident Car Charging Stations Resident lounge featuring media room, game room with billiards and complime Secure Package Receiving with Luxer One SIGNATURE: Soaking Tub Stackable Washer/Dryer Stainless Energy Star Appliances Stainless Steel Appliances* Step-In Shower* Terrace Level Sky Lounge Top-floor urban lounge created for social gatherings with an adjacent outdo Two-Inch Privacy Blinds Valet Trash Pickup Valet Trash Service White subway tile backsplash

Community Features

Wi-Fi 24 Hour Access Trash Pickup - Curbside Trash Pickup - Door to Door Recycling Renters Insurance Program Pet Play Area Pet Washing Station Car Charging Station Public Transportation Elevator Business Center Clubhouse Lounge Multi Use Room Disposal Chutes Conference Rooms Sundeck Grill Fitness Center Pool Bicycle Storage Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Double Vanities Tub/Shower Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Vinyl Flooring Skylights Walk-In Closets Balcony Patio Lawn

Pet Policy

Bringing a pet? Here's what Echo Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $200 Deposit
  • $25 Monthly Pet Rent
  • $200 Fee
  • 2 Pet Limit

About Echo Apartments

Echo Apartments, a top rated community in Dallas, TX is ready to help you reach new heights. Our upscale apartment community offers stunning 1 and 2-bedroom apartments with professional resident services and an exclusive package of amenities designed with lifestyle in mind. We even offer EV charging for our residents! Explore the possibilities with a unique array of spacious floor plans featuring two distinct interior concepts featuring high ceilings, efficient appliances, walk-in closets, and washer/dryer. Our ideal location also places you in the vibrant, walkable neighborhood of Oak Lawn, within minutes of Uptown, Highland Park, and Southwestern Medical District. Call us today to take a look around!

Year Built: 2015
Stories: 4
Total Units: 200
Phone: (469) 437-7039

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

1400HiLine Apartments

West Dallas

$1,979 - $6,255 Ins: ~$13/mo

1414 Bennett

$1,195 - $1,295 Ins: ~$14/mo

1500 N. Carroll Apartments

East Dallas

$725 - $1,100 Ins: ~$15/mo

1540 Apartments

Dallas

$850 - $1,225 Ins: ~$15/mo

1900 Elm

$1,156 - $3,056 Ins: ~$14/mo

1900 Pacific Residences Apartments

Downtown Dallas

$1,449 - $2,398 Ins: ~$15/mo

Frequently Asked Questions

Does Echo Apartments require renters insurance?
We didn't find a public insurance requirement for Echo Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Echo Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Echo Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Echo Apartments?
Plan for $1,282 to $2,580/month all-in. That's base rent ($1,269 - $2,567), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Echo Apartments allow pets?
Yes, Echo Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $200 Deposit. $25 Monthly Pet Rent. $200 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Echo Apartments offer?
There are 25 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,269 - $2,567. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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