1900 Pacific Residences Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 1900 Pacific Residences Apartments in Downtown Dallas? With rent at $1,449 - $2,398 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1900 Pacific Ave, Dallas, TX 75201

Downtown Dallas

Managed by Kirtland Realty Group Built 1952 18 stories 149 units
5/5 ·5 reviews
$1,449 - $2,398 /month

Monthly Cost Breakdown at 1900 Pacific Residences Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1900 Pacific Residences Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,559 – $2,508
Base Rent $1,449 – $2,398
Required Monthly Fees $95
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at 1900 Pacific Residences Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1900 Pacific Residences Apartments can push your insurance cost up or down:

Older Building

Built in 1952 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1900 Pacific Residences Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1900 Pacific Residences Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1900 Pacific Residences Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Trash

$21 / mo

Resident Utility Charge

$3 / mo

Pest Control

$8 / mo

Application Fee Per Applicant

$75

Administrative Fee

$175

Pets Fees

One-Time Pet Fee

$500

Pet Deposit

N/A

Monthly Pet Fee

$25 / mo

Parking Fees

Parking Fee

$105 - $150 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1900 Pacific Residences Apartments.

On-Site Security

Package service Controlled access Property manager on site Covered parking

Amenities

Community Features

Maintenance on site On-Site Retail Online Services Pet Washing Station Car Charging Station Elevator Business Center Clubhouse Lounge Multi Use Room Disposal Chutes Conference Rooms Roof Terrace Sundeck Fitness Center Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring High Ceilings Mud Room Walk-In Closets Double Pane Windows Window Coverings Large Bedrooms Deck

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1900 Pacific Residences Apartments.

Grocery

  • Ari's Pantry - Downtown 4.8
  • Whole Foods Market 4.5
  • BERKLEY's Market 3.9

Pharmacy

  • CVS Pharmacy 4.3
  • ReNue Plaza Pharmacy 4.9
  • CVS 3.2

Hospital

  • Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
  • Baylor Scott & White Medical Center - Uptown 3.5
  • Methodist Dallas Medical Center Emergency Room 2.5

Gym

  • Trophy Fitness Downtown 4.8
  • EVOLVE 4.8
  • Cowboys Fit 4.3

Restaurant

  • Pangea Dallas 4.4
  • Namak Indian Cuisine 4.8
  • Kitchen + Kocktails 4.7

Park

  • Carpenter Park 4.7
  • Pacific Plaza 4.6

Bank

  • Chase Bank 2.6
  • Bank of America Financial Center 2.2
  • Cardtronics ATM

Gas

  • Texaco 3.9
  • Shell 1.8

Pet Policy

Bringing a pet? Here's what 1900 Pacific Residences Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $500 Fee
  • 2 Pet Limit

About 1900 Pacific Residences Apartments

1900 Pacific Residences is a haven for both professionals & creatives, providing a lux co-working lounge, dedicated art and music rooms, a rooftop pool deck, and more. Enjoy the best elements of living large, all within a newly renovated LEED Certified building with energy-efficient features that are great for your bank account and the planet! As a resident, you will experience thoughtful service from the staff, and enjoy all our well-executed spaces.

Year Built: 1952
Stories: 18
Total Units: 149
Management: Kirtland Realty Group
Phone: (469) 804-5466

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

400 North Ervay Apartments

Downtown Dallas

$1,690 - $2,171 Ins: ~$15/mo

555 Ross Apartments

Downtown Dallas

$1,574 - $2,162 Ins: ~$12/mo

Arrive West End Apartments

Downtown Dallas

$1,724 - $3,524 Ins: ~$13/mo

Butler Brothers Building Apartments

Downtown Dallas

$2,000 - $2,300 Ins: ~$15/mo

CITYSCAPE PARK Apartments

Downtown Dallas

$1,385 - $2,820 Ins: ~$12/mo

Cortland Farmers Market Apartments

Downtown Dallas

$1,612 - $11,811 Ins: ~$12/mo

Frequently Asked Questions

Does 1900 Pacific Residences Apartments require renters insurance?
We didn't find a public insurance requirement for 1900 Pacific Residences Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1900 Pacific Residences Apartments?
For this zip code and building type, expect to pay around $15/month ($184/year). 1900 Pacific Residences Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1900 Pacific Residences Apartments?
Plan for $1,559 to $2,508/month all-in. That's base rent ($1,449 - $2,398), plus $95/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1900 Pacific Residences Apartments allow pets?
Yes, 1900 Pacific Residences Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 1900 Pacific Residences Apartments offer?
There are 17 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,449 - $2,398. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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