Cortland Farmers Market Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Cortland Farmers Market Apartments in Downtown Dallas? With rent at $1,612 - $11,811 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1011 S Harwood St, Dallas, TX 75201

Downtown Dallas

Managed by Cortland Built 2021 7 stories 225 units
4/5 ·41 reviews
$1,612 - $11,811 /month

Monthly Cost Breakdown at Cortland Farmers Market Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Cortland Farmers Market Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,757 – $11,956
Base Rent $1,612 – $11,811
Required Monthly Fees $133
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Cortland Farmers Market Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Cortland Farmers Market Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland Farmers Market Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland Farmers Market Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Cortland Farmers Market Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Trash

Trash: $10 due monthly

$10 / mo

Liability Only Protection

Liability Only Protection: $15 due monthly

$15 / mo

Valet Trash

Valet Trash: $31 due monthly

$31 / mo

Amenity Fee

Amenity Fee: $35 due monthly

$35 / mo

Pest Control

Pest Control: $6 due monthly

$6 / mo

Service Fee

Service Fee: $6 due monthly

$6 / mo

Administration Fee (per household)

Administration Fee (per household): $225 deposit due at appl... Read Moreication Read Less

$225

Application Fee (per applicant)

Application Fee (per applicant): $75 due at application

$75

Pets Fees

Cat - Pet Fee - Cat

Pet Fee - Cat: $500 due at move-in

$500

Dog - Pet Fee - Dog

Pet Fee - Dog: $500 due at move-in

$500

Cat - Pet - Monthly Pet Charge - Cat

Pet - Monthly Pet Charge - Cat: $25 due monthly

$25 / mo

Dog - Pet - Monthly Pet Charge - Dog

Pet - Monthly Pet Charge - Dog: $25 due monthly

$25 / mo

Parking Fees

Parking/Storage

Parking/Storage: $150 due monthly

$150 / mo

Reserved Parking

Reserved Parking: $90 due monthly

$90 / mo

Addons Fees

7-9 Month Short-Term Lease Fee

7-9 Month Short-Term Lease Fee: $300 due monthly

$300 / mo

3-6 Month Short-Term Lease Fee

3-6 Month Short-Term Lease Fee: $500 due monthly

$500 / mo

Situational Fees

Late Rent Fee

Late Rent Fee: 10% of rent due at late rent.

Varies

Reletting Fee

Reletting Fee (multiplier): 85% of rent due at early termina... Read Moretion. Read Less

Varies

Early Termination Fee

Early Termination Fee: 200% of rent due at early termination... Read More. Read Less

Varies

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Cortland Farmers Market Apartments.

On-Site Security

Package service Controlled access Property manager on site Concierge Gated Doorman Covered parking

Amenities

Special Features

Handicap Accessible Pet-Friendly Cortland Community Reserved Parking Spaces With Storage Trash Chutes Walk-In Glass-Door Showers Additional Storage Land Of A Thousand Hills Coffee & Social Mail Center Undermount Sinks With Gooseneck Faucets Usb-Integrated Outlets Walkability To Dallas Farmers Market Limited-Access Parking Garage 24/7 Service Hotline Dog Grooming Station Outdoor Game Space With A Cornhole Outdoor Kitchen And Lounge With A Fire Pit Built-In Dry Bars With Shelving Children's Playroom Golf Simulator Community Meeting Room Complimentary Amenity Wifi

Community Features

Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Door to Door Dry Cleaning Service Pet Play Area Car Charging Station Elevator Business Center Lounge Disposal Chutes Conference Rooms Roof Terrace Sundeck Courtyard Grill Fitness Center Hot Tub Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Vinyl Flooring Walk-In Closets Double Pane Windows Window Coverings Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what Cortland Farmers Market Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • $500 Fee
  • 80 lb Weight Limit
  • 2 Pet Limit

About Cortland Farmers Market Apartments

With walkability to Dallas Farmers Market and other popular shopping, dining, and entertainment spots, our Downtown Dallas apartment community offers the best of downtown living at your doorstep. High-end home features and resort-style amenities like our rooftop pool and lounge with city skyline views will make you proud to call any of our one, two, and three-bedroom apartments for rent in Downtown Dallas home. Convenience to major employers like Baylor University Medical Center and Deloitte makes your everyday commute a breeze. And when you’re considering your weekend plans, you have plenty of options nearby. Pick up some fresh produce or meet up for coffee with friends at Dallas Farmers Market, catch a concert at The Bomb Factory, or head out for dinner and drinks at one of Downtown Dallas’ award-winning restaurants. No matter what your day looks like, you’ll come home to the hospitality and service of a community team dedicated to you.

Year Built: 2021
Stories: 7
Total Units: 225
Management: Cortland
Phone: (469) 523-6248

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Cortland Farmers Market Apartments require renters insurance?
We didn't find a public insurance requirement for Cortland Farmers Market Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cortland Farmers Market Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Cortland Farmers Market Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Cortland Farmers Market Apartments?
Plan for $1,757 to $11,956/month all-in. That's base rent ($1,612 - $11,811), plus $133/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cortland Farmers Market Apartments allow pets?
Yes, Cortland Farmers Market Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Cortland Farmers Market Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,612 - $11,811. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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