555 Ross Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 555 Ross Apartments in Downtown Dallas? With rent at $1,574 - $2,162 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1777 N Record St, Dallas, TX 75202

Downtown Dallas

Built 2016 7 stories 267 units
4/5 ·75 reviews
$1,574 - $2,162 /month

Monthly Cost Breakdown at 555 Ross Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 555 Ross Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,749 – $2,337
Base Rent $1,574 – $2,162
Required Monthly Fees $163
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at 555 Ross Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 555 Ross Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 555 Ross Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 555 Ross Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 555 Ross Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Trash Services - Hauling

Amount for shared trash/waste services.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$3 / mo

Internet Services

Amount for internet services provided by community.

$50 / mo

Pest Control Services

Amount for pest control services.

$7 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Read Less

Varies

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumption... Read More of natural gas. Read Less

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less

Varies

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentage... Read More of consumption as allowed by regulation. Read Less

Varies

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water ... Read Moreservices. Read Less

Varies

Holding Deposit (Refundable)

Amount to hold rental home off the market at time of applica... Read Moretion. Amount applied to security deposit and/or amounts owed upon application approval. Refundable per terms of application. Read Less

$250

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less

$85

Administrative Fee

Amount to facilitate move-in process for a resident.

$215

Security Deposit (Refundable)

Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less

$500

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$350

Pet Rent

Monthly amount for authorized pet.

$25 / mo

Parking Fees

Parking - Reserved

Amount for reserved parking space/services. May be subject t... Read Moreo availability. Read Less

$125 / mo

Parking Fee

Amount for parking space/services. May be subject to availab... Read Moreility. Read Less

$60 / mo

Addons Fees

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhou... Read Morese. May be subject to availability. Read Less

$500 / occurence

Guest Suite Rental

Amount to rent guest suite; per night. May be subject to ava... Read Moreilability. Read Less

$99 - $200 / occurence

Situational Fees

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting ... Read Moreagency(ies); per person. Read Less

$6.95 - $10.95 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy... Read More. Read Less

$15 / occurence

Lease Violation

Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less

$25 - $100 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Read Less

$500 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less

$75 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$75 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Read Less

Varies

Liquidated Damages

Amount for not satisfying the application and/or lease terms... Read More. Read Less

Varies

Lease Violation - Extermination Services

Amount for violation of pest-related community policies.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to b... Read Moree held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less

Varies

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet or... Read More assistance animal. Read Less

Varies

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 555 Ross Apartments.

On-Site Security

Controlled access Property manager on site Gated Gated access Sprinklers Covered parking

Amenities

Special Features

10' Volume ceilings 24/7 Package Access 4 designer cabinet finishes Abundant rentable onsite storage spaces Athletic center and premium equipment Bark Park BBQ Grill Built-in bookshelves * close to dining and entertainment courtyard with fireplace lounge Custom tile backsplashes Cyber Cafe Downtown View Exciting Downtown Dallas location Floating vanities in bathrooms Gated Community Gated entry, multi-level parking garage Historic West End location Key Fob Entry Kitchen pantry * New Neighborhood Park(west End Square) Online Rent Payments outdoor kitchens Outdoor Lounge Area Outdoor seating areas with fireplace oversized soaking tubs in bathrooms Porcelain floor tile in bathrooms Pressbox Pressbox Services Private Entry Patios Quartz Countertops Quartz waterfall edge kitchen islands Rooftop Deck rooftop entertainment plaza Rooftop Plaza with pool Separate dining rooms w/ track lighting* Spin bikes Stainless Steel Appliances Included Steps from eateries, coffee shops Time-saving trash chutes on every floor USB Charging outlets Washer And Dryer Included Wifi Available In The Business Center Wifi Available In The Club House Wifi Available In The Fitness Center WiFi Cafe Wood-look plank flooring in entries

Community Features

Wi-Fi Vision Impaired Accessible Renters Insurance Program Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Lounge Multi Use Room Storage Space Disposal Chutes Conference Rooms Roof Terrace Cabana Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Storage Space Tub/Shower Fireplace Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room Family Room Built-In Bookshelves Views Walk-In Closets Linen Closet Window Coverings Balcony Patio Porch Deck

Pet Policy

Bringing a pet? Here's what 555 Ross Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

About 555 Ross Apartments

Classic Dallas merges with the unique West End to form a new community with a personality of its own. It’s hard to stand out in a historic town with so many notable features, but 555 Ross Avenue Apartments does just that. Here variety comes standard in many forms. Our 1 and 2 bedroom apartment homes boast bold design, incredible city views and striking interior features. Special luxurious touches make each day an indulgence at 555 Ross.

Year Built: 2016
Stories: 7
Total Units: 267
Phone: (214) 380-2537

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 555 Ross Apartments require renters insurance?
We didn't find a public insurance requirement for 555 Ross Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 555 Ross Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). 555 Ross Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 555 Ross Apartments?
Plan for $1,749 to $2,337/month all-in. That's base rent ($1,574 - $2,162), plus $163/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 555 Ross Apartments allow pets?
Yes, 555 Ross Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 555 Ross Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,574 - $2,162. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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