3131 Simpson Stuart Rd, Dallas, TX 75241
Southeast Dallas
Monthly Cost Breakdown at Highland Hills Apartments
The listed rent isn't the whole number. Here's what Highland Hills Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Highland Hills Apartments
We found a few insurance details on Highland Hills Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Highland Hills Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Highland Hills Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Highland Hills Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Highland Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
Cat Deposit
Dog Deposit
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Highland Hills Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Highland Hills Apartments
From the property listing:
Discover your new home at Highland Hills! Conveniently located near the heart of Dallas, Highland Hills provides numerous dining, shopping, and entertainment options right outside of your front door making this the ideal place to call home! Offering a variety of spacious 1, 2 & 3 bedroom apartment & townhomes, were the expert at combining quality and comfort. Every feature is designed with you in mind, from the refreshing swimming pool and grilling/picnic areas to the gorgeous landscaping and popular playground area.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.
2800 Taylor Apartments
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Caldwell Courts Apartments
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Casa Hills at Wolf Creek Apartments
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Cedar Glen South Apartments
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Frequently Asked Questions
Does Highland Hills Apartments require renters insurance?
How much is renters insurance at Highland Hills Apartments?
What will I actually pay per month at Highland Hills Apartments?
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What floor plans does Highland Hills Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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